Account means the account or accounts opened by you with us (including, but not limited to, an AIB Credit Card account) (whether in sole or joint names) and designated by you as an account which may be utilised in availing of the Banking Services through a Kiosk.
Agreement means the agreement concluded between us and you for the purposes of receiving any of the Banking Services through AIB Kiosk Banking which consists of (1) these Conditions; (2) the Privacy and Security Policy; (3) the Debit Card Terms and Conditions of Use; (4) the Data Protection Notice and all other documents that are incorporated into these Conditions or otherwise become part of our agreement with you including all Account Conditions.
AIB App means an AIB application which can either (1) be downloaded from a software application distributor(s) or (2) be available on a Kiosk and which can be used to access AIB Phone & Internet Banking, AIB Kiosk Banking and/or any of the Banking Services.
AIB Group means Allied Irish Banks, p.l.c. and any other company which is now or later becomes a subsidiary or holding company of Allied Irish Banks, p.l.c. or a subsidiary of such holding company; 'subsidiary' and 'holding company' are to be construed in accordance with sections 7 and 8 of the Companies Act, 2014.
Banking Services means the services which we will supply, at our discretion, to you from time to time through AIB Kiosk Banking which may include (without limitation) allowing you to: (a) access information on an Account, including the balance of, and details of recent transactions on, the Account; (b) conduct a cheque search (in respect of cheques written within the preceding two months); (c) request statements on an Account; (d) make a Money Transfer; (e) make a Bill Payment; (f) set up, amend, or cancel a standing order; (g) access balance and other statement information in relation to other AIB Group member products purchased by or provided to you; and (h) manage features of your AIB Credit Card and Debit Card, in accordance with the relevant Account Conditions, including reporting your cards lost or stolen, requesting a replacement card, requesting a card pin reminder and adding a travel note. For the avoidance of doubt, we may, at our discretion, only make available a limited number of the Banking Services to you on AIB Kiosk Banking.
Bill Payment Account means an account of a third party which has been set up by us for Bill Payment arrangements. The list of Bill Payments Accounts (which may be added to or changed by us from time to time) will be made available to you and you may designate Bill Payment Account(s) from the list for Bill Payment through AIB Kiosk Banking.
Data Protection Notice means the data protection notice which sets out the terms upon which any personal data received in respect of the Agreement will be gathered and processed, and which is published on the Website, together with any consents you have given to AIB Group/Ark Life regarding use of your personal data.
Debit Card means any debit card issued by us to you or any Authorised User (as defined in the Debit Card Terms and Conditions) for the purposes of effecting transactions on the Account.
Fees Booklets means the editions of our booklets 'A Guide to Fees & Charges for Personal Accounts', ‘A Guide to Currency Accounts’, 'Business Fees and Charges' and 'Schedule of International Transaction Charges'.
Kiosk means an in-branch machine capable of accepting and processing requests with the use of a Debit Card and PIN or a Registration Number and PAC.
International Payment means any payment which is not a euro payment to an account in accordance with the relevant SEPA Rules and which is made at the debit of a Nominated Account using AIB Kiosk Banking.
PIN means the secret personal identification number allocated by us and/or subsequently chosen by you for use in conjunction with a Debit Card.
Privacy and Security Policy means the documents called 'Privacy Statement’ and ‘Security Policy' published on the Website and/or any AIB App from time to time.
Security Device means any numbers, codes, words or other security measure or procedure we require you to use in connection with the Banking Services, including but not limited to, a Registration Number, PAC, Debit Card and/or PIN.
User means the Account Holder to whom (or in the case of joint Accounts, to each of whom) access to Banking Services through AIB Kiosk Banking is available.
Website means any AIB website used by you to access any of the Banking Services from time to time.