Cheap Car Insurance for Mature Drivers


Being an older driver could mean you pay less for your car insurance. At AIB we want to recognise mature drivers that may have years of valuable driving experience and a good track record – AIB car insurance reward you with a discount for every year you are claims free up to a maximum of 5 years.

See below for some of the features and benefits of our great value car insurance.

Key Benefits for Over 50s Car Insurance from AIB

  • Uninsured Driver Cover – if your car is damaged by an uninsured driver we will cover the cost of repair over and above any excess

  • New Car Replacement – your car will be replaced with a new one if it is damaged beyond repair (provided your car is less than 12 months old).

  • Cover for your personal belongings up to €500

  • Replacement locks cover up to €750

  • No Claims Discount of 75% if you’ve been claims free for 5 years or more


Our Fully Comprehensive Car Insurance cover has all of the above features, plus these extra benefits as standard.


  • Unlimited windscreen cover when you use an approved provider

  • Step back no claims protection – you will only lose part of your no claims discount if someone makes a claim against you


Minimum premium of €333 applies to all policies


Spread your payments over 9 months with only a 15% upfront deposit at no additional cost to your premium.


For full details on all of the features and benefits along with all of the limits and exclusions that apply please view our full policy document at the bottom of this page.


Get a Car Insurance Quote Online and Buy Now!

Talk to us

To see what you could save on your Car Insurance today, simply call 1850 272 625, or drop into any AIB branch.

Help and Guidance

Frequently Asked Questions
View our Car Insurance Frequently Asked Questions

Help Centre
For all service related queries please visit our Help Centre.

Other Information

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Car Insurance is exclusively underwritten by AXA Insurance dac. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.