How much can you borrow?
The amount you can borrow is based on your capacity to make regular repayments. It's important not to overstretch your finances and to take into consideration the possibility of future unexpected expenses.
The interest rate on an AIB Personal Loan is variable and may change. However, your regular repayments stay the same, so if interest rates rise during the loan term, you will have to make some extra payments at the end of the term. If the rate on your loan falls, you may pay off your loan earlier. You have the option of paying back your loan early or making unscheduled, additional repayments through your branch or Internet Banking at any time with no penalty.