Kick start your savings habit

Everyone needs to dip into their savings from time to time. Whether you’re looking for lump sum or regular savings, with a Personal Demand Deposit account, a variable interest rate applies to your money. We calculate interest each day and pay it to your account in April and October. So you can earn interest on your savings, but still access your money whenever you need to through your account online or in a local branch.*
Choose the account that works for you
Saving tips and tricks
It's one to one
Tech is great - but for some things in life we just want to speak to a human being. You can pop into one of our branches or talk on the phone - the choice is yours.
What we'll cover
It takes three minutes to set up a time to talk to us. Between us we’ll decide what to cover - then we’ll set time to get into the details. It takes about 40 minutes to cover it all. Smart ways to plug gaps in income, green ways to invest and comfortable ways to retire.
What happens next
It can be a lot to take in. Don’t worry - you’ve time. We’ll email you the details of what we’ve talked about. And we’ll only be a phone call or email away if you’ve any questions.