Savings for sole traders


Everyone needs to dip into their savings from time to time. Whether you’re looking for lump sum or regular savings, with a Personal Demand Deposit account, a variable interest rate applies to your money. We calculate interest each day and pay it to your account in April and October. So you can earn interest on your savings, but still access your money whenever you need to through your account online or in a local branch.*

Choose the account that works for you


Currency Deposit

 Saving as little or as much as you want

 Fixed term or variable interest rate options available

 Available only to sole traders

 Hold up to 4 accounts in your own name or with someone else

Find out more >


Demand Deposit

 Saving as little or as much as you want

 Access money instantly

 Monthly deposit up to you

 Available only to sole traders

Find out more >

Saving tips and tricks


It's one to one

Tech is great - but for some things in life we just want to speak to a human being. You can pop into one of our branches or talk on the phone - the choice is yours.


What we'll cover

It takes three minutes to set up a time to talk to us. Between us we’ll decide what to cover - then we’ll set time to get into the details. It takes about 40 minutes to cover it all. Smart ways to plug gaps in income, green ways to invest and comfortable ways to retire.


What happens next

It can be a lot to take in. Don’t worry - you’ve time. We’ll email you the details of what we’ve talked about. And we’ll only be a phone call or email away if you’ve any questions.

Looking for more information?

Deposit Rates

Deposit rates

View a full list of Deposit account rates

Check rates

talk to us

Talk to us

Set up a call back with one of our advisors

Request a call back


Our branches

Book a meeting at your local branch

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View our full list of savings FAQs

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