The AIB Student MasterCard: Take Control of Your Third Level Finances
24 Apr 2015
Posted in: Credit Cards
We all know there are many financial decisions to be made in life and for you, one of these may be getting your first Credit Card.
There are many benefits to having an
Student MasterCard so don’t let all the strange terms that
you hear on TV and radio scare you.
Benefits of an AIB Student MasterCard
• It’s a safe, convenient, flexible means of payment
• It’s accepted worldwide, wherever you see the MasterCard logo
• It gives you financial freedom and security while you travel
• Build a good credit rating; in order to do this you must pay back the minimum amount due each month that will be shown on your statement
So how does a credit card work?
Check out our Credit Cards 101 crash course and get up to speed today. Whether you’re picking up the essentials or shopping online, this quick guide shows you how an AIB Credit Card can help you get the most from your finances. You can choose to pay the full balance each month or make a minimum payment. Remember, if you pay your full balance on time each month you will avoid paying any interest.
As a student, how will I pay it back?
We know that your income fluctuates while you’re in college and that there are times when you can work and other times when you need to study. The AIB Student MasterCard is a safe, convenient and flexible payment tool designed especially for you, third level students.
We want you to be able to use the card sensibly and not get into debt that you cannot afford to repay. The important point to know is how much you owe and when it has to be repaid. This is easy to track online using AIB Internet Banking, where you can set up alerts and check your balance day or night. Each month you will get an itemised statement listing all of your transactions, the total amount due on your account and your payment due date.
Remember, it’s all about helping you control your finances!
If you’re travelling abroad, the AIB Student MasterCard is the perfect travelling companion. It is accepted worldwide and is one of the safest ways to pay for goods, services and travel expenses. If your card is lost or stolen when abroad, contact us and we will cancel it and, on approval, provide you with emergency cash*.
We’ve got your back
Is this your first credit card? Fear not! We’re on hand 24/7 on (01) 6685500if you need us or have any queries about your AIB Student MasterCard.
How to apply for an AIB Student MasterCard
Great news! If you are an AIB Student Plus Account holder it’s simple to apply online from AIB Internet Banking – it will only take a few minutes to submit your application. Don’t worry if you don’t have an AIB Student Plus Account, you can call us on 1890 724 724 or visit your local branch to apply.
To learn more about the AIB Student MasterCard, please visit our website today.
* Subject to available credit, fees and charges may apply.
Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.