Your Investments

PRUDENT ADVICE

Our investment offering is based on prudent, process driven strategies that are designed for the long term.

The strategies we recommend are based on your financial goals and specific risk profile as you have told us how highly you value attention to detail and tailored investment solutions.

All clients desire the same outcome from investments – grow your wealth and manage it in a risk appropriate manner. We have the same goals for you but will assess in detail how best to achieve them based on your own unique circumstances and decide on the best investment strategy together.

CORE PRINCIPLES

We have four core investment principles

Prudent Strategy Prioritising the long-term over market noise or the latest investment fad, to give you a portfolio that you are comfortable with.	Discipline Management of your portfolio, according to the parameters agreed with you, to ensure you avoid common investor pitfalls.


Independence Our open-architecture platform means we can be entirely independent in the selection of global investments for your portfolio.	Value & Transparency In our transparent fee structures, you will see inmediate evidence of the value we add (eg. any rebates paid to AIB are paid back to you).

BUILDING YOUR PORTFOLIO

No one client is the same and we build portfolios based on your needs and driven by your long term goals. We analyse your circumstances and then determine a tailored asset allocation strategy best suited to you.

We then source best-in-class solutions to fulfil that strategy using use an open-architecture fund platform to select tailored investment instruments as building blocks for your portfolio.

With our transparent, evidence-based approach, you can make more informed and considered investment decisions and log in and see how they are performing as often as you wish.

Regulatory Disclosures

The Firms to which we transmit orders for execution in respect of each class of instruments are as follows:

Instrument	Firm
Listed Shares/Equities	Pershing
Bonds	Pershing
Money Market Instruments	Pershing
Exchange Traded Funds	Pershing
Unit Funds/UCITS	Pershing
ETC/Commodity ETFs	Pershing

Details of execution venues on which Pershing send orders for execution and the quality of that execution can be found on their website www.pershing.ie

WARNING: The value of your investment may go down as well as up.

WARNING: If you invest in this product you may loose some or all of the money you invest.

WARNING: This product may be affected by changes in currency exchange rates

PRUDENT ADVICE

Our investment offering is based on prudent, process driven strategies that are designed for the long term.

The strategies we recommend are based on your financial goals and specific risk profile as you have told us how highly you value attention to detail and tailored investment solutions.

All clients desire the same outcome from investments – grow your wealth and manage it in a risk appropriate manner. We have the same goals for you but will assess in detail how best to achieve them based on your own unique circumstances and decide on the best investment strategy together.

CORE PRINCIPLES

We have four core investment principles

BUILDING YOUR PORTFOLIO

No one client is the same and we build portfolios based on your needs and driven by your long term goals. We analyse your circumstances and then determine a tailored asset allocation strategy best suited to you.

We then source best-in-class solutions to fulfil that strategy using use an open-architecture fund platform to select tailored investment instruments as building blocks for your portfolio.

With our transparent, evidence-based approach, you can make more informed and considered investment decisions and log in and see how they are performing as often as you wish.

Regulatory Disclosures

The Firms to which we transmit orders for execution in respect of each class of instruments are as follows:

Instrument

Firm

Listed Shares/Equities

Pershing

Bonds

Pershing

Money Market Instruments

Pershing

Exchange Traded Funds

Pershing

Unit Funds/UCITS

Pershing

ETC/Commodity ETFs

Pershing

Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland