The Payment Files service on iBusiness Banking allows you to upload both domestic and international payments within a single file.  There are 2 types of payment file that can be submitted:

  1. SEPA Credit Transfer (SCT) payment files contain euro payments debiting an AIB branch account and paying a beneficiary account within the SEPA zone (including Ireland).
  2. Multi-Currency (MCY) payment files contain one or more of the following payment types debiting euro branch and/or foreign currency accounts:
  • SCT payments debiting a euro branch account, as above
  • International payments in any supported currency to most destinations worldwide
  • Same day value GBP payments to accounts in the UK, debiting an AIB GBP Current Account (with NSC 238590)
payment files value cycle
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  • More straightforward and convenient than administering  payments on an individual basis/cheque issuance
  • Files are created from your Accounts Payable system and uploaded directly to iBB, which reduces the risk of costly errors associated with manual data entry
  • A single file for multi-currency payments to beneficiaries in different countries  
  • Files can be warehoused for up to 30 days
  • Security features include Digipass technology, multiple authorisation options and full audit logs per user
  • Payments may be automatically transmitted using Direct File Submission (Host to Host).

A standard quarterly fee of €250 applies for the Multicurrency Payments file. Please find details of AIB's standard Business Fees and Charges here and standard International Transaction Charges here.

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For further information please contact our Cash Management team at .


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Direct File Submission

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SEPA Direct Debits

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