5 Banking Tools You Need To Be Using

An AIB employee and a customer at the Lab.

Digital technology is shaping how we interact with services across all areas of life, banking included. With sales of smartphones and tablets soaring, it is now the exception to live in a household without at least one of these devices. Brought to you by The Lab, Ireland’s first digital banking store, this guide outlines the five banking tools you need to be incorporating into your banking activities.

1. Internet Banking

Internet Banking offers you quick and easy access to a range of banking services and products. Access your account at a time that suits you, check your balance, pay your bills, transfer money and much more. Learn more at

2. Mobile Banking

Mobile Banking offers registered AIB Phone & Internet Banking customers an easy and convenient way to access the most popular AIB Internet Banking services on their smartphone. Customers can access AIB Mobile Banking via their phone's web browser or by using our Android or Apple App. Learn more at

3. Tablet Banking

My Money Manager is a tool for customers to track income and expenditure on their Current, Deposit and Credit Card Accounts and to create budgets and savings goals. This allows Customers to see how they are spending their money in a user friendly format, which can help inform decisions on how to save money for a future goal e.g. holiday, car, house or to set monthly spending budgets. Learn more at

4. Self-Service Banking

Kiosk Banking offers customers the flexibility to conduct their banking transactions such as cash and cheque lodgements and ordering statements via the Kiosk during branch opening hours. ATMs can additionally be used to make balance enquiries, top up your mobile and change your PIN. Customers simply require their Debit Card and PIN. Learn more at

5. Me2U

Transferring money securely using your phone is now as easy as sending a text. Once registered with Me2U, simply enter the amount you wish to send identifying a recipient using a mobile number, contact or visa card number. If the receiver is registered with Me2U they will receive the money almost instantly and if not, no need to worry. A secure Visa link will allow them to retrieve the transferred funds. Find out more by clicking here. Learn more at

To learn about the tools outlined above and much more, drop in into The Lab in Dundrum Town Centre or connect with The Lab on Facebook and Twitter.

If you are currently using any of the above tools to get the most out of your banking experience, which one do you find most effective? Let us know in the comments below.