How to Use an AIB Mortgage Calculator

White house icon sitting in grass.

23 Feb 2015

Posted in:  Mortgages

A good start is definitely half the work. Sometimes though it’s hard to figure out exactly where that starting point is, especially when it comes to major decisions. Decisions don’t come any more ‘major’ than getting a mortgage, right?

AIB gives you all the tools you need to get Mortgage ready including our eMortgage Calculator. Why not take a few seconds to read our simple steps on our eMortgage calculator and discover how you can calculate, register and actually apply for an AIB mortgage all in one place.

Step 1
The eMortgage calculator will give you a clear picture of how much you maybe able to borrow. You simply enter the relevant information required which includes your marital status, date of birth, number of dependants, income details per annum, total monthly outgoings and details about the property.

Step 2
You’re automatically advised how much you can afford to borrow based on the info you’ve provided and are presented with a mortgage approval in principle, once you meet the relevant lending criteria. Next, you can apply online if you’re happy with the provisional offer, if you need any help while applying you can talk to a mortgage advisor in your Branch or phone 1980 724 724 and they will be happy to answer any of your questions.

Step 3
If you decide to complete your application on the online eMortaggae calculator, you’ll need to register. To complete your application and registration process for the online portal, you’ll be asked for a few security and contact questions about you, your loan and your desired property. You will recieved registration details such as passwords via your mobile phone

Step 4
Once you’ve verified all this to be correct, you can proceed, this will include filling out the customer declaration form to ensure you understand the process..

Step 5
You can also submit all the documentation you need to further your application securely using the document upload function, once uploaded the Mortgages team will review your application and contact you with the outcome. You can also view the regular updates in this

Portal about your mortgage application and even send secure messages to us about your application

Then the fun of house hunting can really begin.

Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank in relation to origination and servicing of mortgage loans and mortgages. AIB Mortgage Bank is regulated by the Central Bank of Ireland. For regulatory information, please see here.

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