Sending and Receiving an International Payment with AIB

Need to make a payment to someone outside of Ireland? AIB’s International Payment options offer a range of quick and easy ways to do so; here are a few things to remember when you’re sending or receiving an International Payment.  

How do I make a payment?

If you’re a personal customer, you can do so via Internet Banking, Kiosk Banking, or through your account holding branch by completing a Paylink Euro or Paylink application form. The forms are available on our website.

What types of payments are there?

As a personal customer, the payment options available are Standard and Urgent.

What information do I need to make a payment?

There are four important pieces of information you may need to supply:

• Bank Identifier Code or BIC - BIC codes are made up of 8 or 11 characters e.g. AIB’s BIC is AIBKIE2D.

• International Bank Account Number (IBAN) - This allows us to identify the receiver’s bank branch and account number. If you are unable to obtain the receiver’s IBAN, please ensure you use their NSC, account number and the BIC, there may be an additional charge for this type of payment.

• The purpose of the payment - You will need to state the purpose of the payment or use a Payment Purpose Code (PPC) for certain countries.

• Name and address of the receiver

• If you’re making a payment to the UK, use the person’s BIC and IBAN or BIC, Sort Code and Account Number.

• If you’re making a payment anywhere else within the EU, use the person’s BIC and IBAN.

For the details you’ll need for all other countries, refer to this list of country specific codes. Always ensure that you use the correct currency details and amount, as these cannot be changed later. Remember, there are costs associated with Incoming and Outgoing International Payments. If you need more information on charges, refer to our Schedule of International Transactions Charges.

How do I know when a payment has been processed?

Not sure if an incoming or outgoing payment has gone through? If you’re using Internet Banking, just check the Payment History where you’ll be able to see the status of your payment. If someone you’re sending a payment to isn’t sure whether they’ve received it, they should check with their bank if there has been a delay on their end.

Need Some Help Making an International Payment?

Find out more information on our International Payments page on Facebook or tweet us @AskAIB

Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995.