Funding Solutions
The right funding structures are essential in achieving the growth ambitions of your business. We can offer tailored solutions to get you there.
We know your business is unique. That is why we work hard to understand your business, sector, and strategic objectives which will guide the financing we offer.
We can tailor pricing, terms, and repayment schedules to best fit your needs.
Our team are commercially minded, and always work with a flexible approach based on your specific needs. We’re proud of our strong track record in the Irish market, particularly around our consistent and timely service.
Tailored Debt Solutions
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Mergers & Acquisitions
Mergers & Acquisitions present many opportunities, including access to new markets. If your business is considering this route we have the knowledge and debt solutions to help.
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Management Buyouts
The transition of a business to a new ownership structure can be especially challenging. AIB Corporate Banking has the experience and sector knowledge to help management teams that want to lead their businesses to the next stage in their journey.
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Syndicated Debt Facilities
As your business grows and its debt requirements become larger and more complex, AIB Corporate Banking will be there to lead and guide you to a syndicate of carefully chosen Banking partners.
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Infrastructure & Project
Our dedicated project finance team provide tailored solutions for Infrastructure, Energy, Renewables and Waste projects. The Public Private Partnership sector spanning from schools to road infrastructures, requires a delicate balance between commercial success and generating a return for the economy.
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Mezzanine Finance
Mezzanine Finance is subordinated debt financing for SME’s, Corporates and other sectors with requirements beyond the limits of senior debt, or as an alternative to equity. Our specialist product team have deep technical expertise and a true understanding of your business to provide you with tailored funding solutions. We are focused on supporting companies with positive cash flows to fund expansion and growth opportunities.
Funding for Growth
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Asset Finance
Considering buying or upgrading your assets? You’ll find our packages are a tax-efficient way to get the asset finance you want. Choosing asset finance means your assets work for you while you repay it and alleviate the hefty upfront cost. Find out more ...
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Invoice Finance
Accelerate your debtor cashflow, releasing liquidity from your current assets. You maintain control of your debtor collection process, with the facility administered on a wholly confidential basis with your customers. Find out more ...
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Trade Finance
International trade can affect the payment methods you use. You’ll need to consider which methods suit the markets you’re trading in, while still being a good fit for your business. We can provide you with payment products such as Import and Export Letters of Credit, along with bespoke solutions to best fit your needs. Find out more ...
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Revolving Credit Facilities
Providing you the ability to draw, repay and redraw up to an agreed limit, a Revolving Credit Facility offers flexibility to meet your business cash flow requirements and can be used in tandem with a Term Loan to support and enhance your overall financing strategy.
Everyday Banking Solutions
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Overdrafts
Access a flexible source of borrowing to assist in your day-to-day cashflows and help manage unexpected outgoings on your working accounts whilst minimising your financing costs.
Your business overdraft allows your account to go into an overdrawn position, up to an agreed limit.
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Corporate Credit Cards
Through our Corporate Cards programme you can streamline your expenses and focus on other areas of your business. Choose from a range of Visa Business cards to meet your requirements.
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Insurance Premium Finance
PromptPay and Insurance Premium Finance are short-term finance products that can transform your large annual outgoings, like tax and insurance, into manageable monthly repayments. They provide the reassurance of a healthier cashflow and greater ability to plan ahead. Find out more ...
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Merchant Services
AIB Merchant Services is one of Ireland’s largest providers of payment solutions, with extensive operations in Ireland and Britain, and with card processing capabilities throughout continental Europe.
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iBusiness Banking
iBusiness Banking provides a premium online banking service for Irish and International businesses. Find out more ...
If you would like to find out more about our tailored funding solutions please contact your Relationship Manager.
Alternatively If you are new to AIB, please contact our New Business Origination team who would be delighted to guide you through our offering.
