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 SBCI Lending Schemes Enquiry Form

This form is for business customers who are either:

  • affected by economic challenges from the Russian invasion of the Ukraine

    or

  • investing in the long-term growth and sustainability of their business.

Schemes:

Ukraine Credit Guarantee Scheme

If your business has experienced at least a 10% increase in costs over 2020 because of the Russian invasion of Ukraine, support is available
under the Ukraine Credit Guarantee Scheme from us through the SBCI.

Growth and Sustainability Loan Scheme

If your business is seeking longer term finance to invest in climate action and environmental sustainability or the growth and resilience of your business, support is available under the Growth and Sustainability Loan Scheme from us through the SBCI.

Next steps:

To find out if your business qualifies for either scheme, the first thing to do is to complete an Eligibility Form available on the SBCI website at https://sbci.gov.ie. If eligible, the SBCI will provide you an Eligibility Code. When you give us that code on this form we will contact you about applying.

We don’t make recommendations or give advice about any particular loan or scheme here but filling out this form will help us decide what type of loan suits your business needs. This form isn’t the loan application and you won’t receive a loan just by filling it out.

If you need help with this form you can call us on 0818 478 833 Monday to Friday from 9:00 to 17:00.

Exclusions:

This loan is not suitable for business:

  • that employ more than 499 people
  • applying to refinance existing debt
  • financing the purchase of agricultural land
  • in financial difficulty
  • in excluded sectors or have a substantial focus in any of the restricted sectors.

The full list of excluded and restricted sectors for the Ukraine Credit Guarantee Scheme is available on aib.ie/sbciukraine and for the Growth and Sustainability Loan Scheme is available on aib.ie/sbcigrowth.

If you want to borrow for any of those reasons, we have other options to help with that too. Contact your Relationship Manager or call our Direct Business team on 0818 478 833 Monday to Friday from 9:00 to 17:00.

Before you apply:

Are your contact details up to date? If your contact details don’t match what we have, there may be delays to your application. If you are registered for Internet Banking, you can check them in the services and settings menu (you will need a card reader to make changes) or by calling our Customer Service Team on 0818 724 724 (+353 1 771 24 24 from outside Ireland) Monday to Sunday 9:00 to 17:00. 

Unfortunately, we are unable to process your request online at this time, please contact your Local AIB branch to discuss further

Has your business been negatively impacted by economic challenges arising from the conflict in Ukraine?  ?

Businesses which have experienced costs increasing by a minimum of 10% on 2020 cost figures due to the impact of the conflict in Ukraine.

Are you investing in the long term growth & sustainability of your business?  ?

Borrowing for either growth and resilience investment or climate action and environmentally sustainable purposes.

Unfortunately we are unable to process your request online at this time, please contact your Relationship Manager or call us on 0818 478 833 to discuss further.

The SBCI Schemes cannot be used to borrow funds for land, purchasing property, financing structural building works or building works requiring planning permission, bridging finance, gambling or betting activities

Depending on the sector and purpose you are borrowing for you may not meet the eligibility criteria for certain schemes.

If you have a requirement to borrow for any of the above reasons, contact your RM, your local Branch or call our Business Advisor team on 1890 478 833 for more suitable options. 

Based on your responses the following product(s) may be suitable for your borrowing need. Please review the product(s) information before proceeding.

Ukraine Credit Guarantee Scheme

  • Supporting working capital and investment requirements of businesses to combat rising costs as a result of the conflict in Ukraine.
  • Loan terms of three months to five years and 6 months for amounts from €10,000 up to €1,000,000 are available.
  • You will also be required to pay a premium for participating in the Scheme. This premium is based on the term of your loan and your business type i.e. SME or Small Mip Cap.
  • This premium will be paid to the Minister for Enterprise, Trade and Employment and collected by us on his/her behalf as part of your loan repayment.
  • More information is available on our website at aib.ie/sbciukraine

Growth & Sustainability Loan Scheme

  • A variable rate loan.
  • Supporting SMEs with long-term finance to invest in climate action & environmental sustainability or the growth & resilience of their business.
  • Loan terms from 7 years to 10 years.
  • Amounts of €25,000 up to €3,000,000 are available.
  • No security required for loans up to €500,000.
  • More information is available on our website at aib.ie/sbcigrowth

Unfortunately we were unable to process your request at this time, please call us on 0818 47 88 33.

SBCI Eligibility Code: To enquire about the Ukraine Credit Guarantee Scheme you will need a 12 digit SBCI Eligibility Code from the SBCI. You can apply for an eligibility code at www.sbci.gov.ie

If you have been or are given an SBCI Eligibility Code by the SBCI you will be issued an Eligibility Letter which includes the Eligibility Code. This letter must be submitted with your Credit Application. Receiving an SBCI Eligibility Code from SBCI does not guarantee we will offer you a loan. All credit applications are subject to assessment by AIB. 

SBCI Eligibility Code ?

Please enter the 12 character Eligibility Code without a dash. For example 12345678-90AB enter as 1234567890AB

SBCI Eligibility Code: To enquire about the Growth & Sustainability Loan Scheme you will need a 12-digit SBCI Eligibility Code from the SBCI. You can apply for an eligibility code at www.sbci.gov.ie

If you have been or are given an SBCI Eligibility Code by the SBCI you will be issued an Eligibility Letter which includes the Eligibility Code and the category for which you have been approved. Please choose the relevant category below.

Climate Action & Environmental Sustainability

SBCI Eligibility Letter

AIB Loan

Green Enterprise Sustainability Discount Applied

GSLS Sustainability Loan

Green Farmer Sustainability Discount Applied

Green Investment Sustainability Discount Applied
   

Growth & Resilience

SBCI Eligibility Letter

AIB Loan

  Growth & Resilience

GSLS Growth Loan

 

This letter must be submitted with your credit application. Receiving an SBCI Eligibility Code from SBCI does not guarantee we will offer you a loan. All credit applications are subject to assessment by AIB.

Growth & Resilience - GSLS Eligibility code ?

Please enter the 12 character Eligibility Code without a dash. For example 12345678-90AB enter as 1234567890AB

Climate Action & Environmental Sustainability - GSLS Eligibility code ?

Please enter the 12 character Eligibility Code without a dash. For example 12345678-90AB enter as 1234567890AB

IBAN Converter Link

Mobile Phone Number ?

Enter your Irish or UK number starting 0 or +. The number must be greater than or equal to 10 and less than or equal to 15 digits.

Applicants Name ?

Enter name as it appears on your AIB Business Current Account

Mobile Phone Number ?

Enter your Irish or UK number starting 0 or +. The number must be greater than or equal to 10 and less than or equal to 15 digits.

Mobile Phone Number ?

Enter your Irish or UK number starting 0 or +. The number must be greater than or equal to 10 and less than or equal to 15 digits.

Preferred First Repayment Date ?

The first repayment date is required to calculate the total cost of credit for this facility.

Data Protection Notice

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Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland

The information provided in this form will be used to process and verify your Expression of Interest Enquiry. By clicking ‘Submit’ you give permission to AIB to make contact with you via email or for a staff member to call you in relation to this request using the contact details provided on this form. If you do not wish to give permission to this, please do not submit the form and instead, contact us directly on the number above. Please note: where you have entered more than 1 party's contact details, both parties will be contacted separately about this enquiry.

By submitting this form you are confirming that you are authorised to submit the information and that the information you have supplied is true and accurate.

By clicking submit, you:

  • agree to the provision of information and documents in electronic form;
  • confirm that you are authorised to submit this document electronically and;
  • agree to the presentation, retention and production of information and documents by us in electronic form

Before you submit your enquiry please review the information you have provided to ensure it is correct.