It's a massive undertaking to start out as a young farmer, and you need a bank that works for you. We will help you find the banking options to suit your specific farming business.

Save on fees

To help your farm get up and running, the first two years of your account are free from maintenance and transaction* fees. You also get up to €100 off quarterly cash handling fees.

Easy payments

Make running your farming business easier and cost effective. Use your debit card to pay employee salaries, suppliers or other expenses for running your farm.

Your account supports payments in and out by card, cheque, direct debit, standing order and online. Meaning you don't have to worry about dealing with cash, particularly for larger transactions.

Manage your cashflow

Get more insight into your finances with detailed transaction records and regular statements. You can also put money earned from the sale of livestock, milk or crops into your account. This simplifies records for invoicing, giving you more valuable time for running your farm.

At a glance

  • Two years of waived Account Maintenance and Transactions* Fees, excluding cash handling fees
  • €100 off quarterly cash handling fee
  • Bank online, in branch and with cards
  • Get detailed monthly statements
  • Debit card option
  • Apply for an overdraft

Who is it for?

Farmers aged 18-40 years who have recently, or are in the process of

  • Purchasing or inheriting a farm
  • Starting their own farming business
  • Entering into a farming partnership

How to open a young farmer current account

Click ‘Open your business current account’ below to begin.


map pin icon

Find your local branch

Open your business Current Account

Open your business current account

Related products

Business debit card

Use your debit card for everyday business purchases

Farm credit line

A flexible way to manage your farm’s seasonal working capital

Farm development loans

Loan options to fund the long-term development of your farm

Application Form

Use our online tool to download your application form. Return the completed form to your Relationship Manager or an AIB Branch.

Fees and charges

*Maintenance and transaction fees are as described under the heading Account Fees at (A. Account Maintenance Fees and B. Account Transaction Fees) in the Business Fees and Charges Booklet.

The offer is available to Young Farmer customers who apply for our Young Farmer Current Account Fee Offer at account opening by ticking the relevant box on the Business Account opening form. At the end of the offer period, the Bank’s standard fees and charges will apply to the account.

The offer does not include the waiving of any charges such as Service charges, International Payments charges, Government charges and stamp duty.

 Other charges apply. See our Business Fees and Charges and Schedule of International Transaction Charges.

Terms and conditions

Terms and Conditions for the Young Farmer Current Account Fee Offer

Terms and Conditions for Current, Demand Deposit and Masterplan Accounts