Income Protection Plan, Business Insurance

Benefits

Flexible - Tailor-made by you

You decide how much cover you need, the deferred period you want (either 13, 26 or 52 weeks), and how long you want the cover for.

Set income schedule

Let us know when an illness or injury stops you working and subject to approval we will begin paying you a monthly income at the end of your chosen deferred period.

AIB Income Cover

AIB Income Cover might suit you if you:
- Are 18 to 54 years of age and in full-time employment or are self employed
- Want to protect some of your income until you are age 65 if you are unable to work because of an illness or injury. Please see brochure for full details
- Want a product that pays you a regular income if you cannot work because of an illness or injury, after a certain amount of time (deferred period)
- Want the option to top-up your cover at a later date
- Want your cover to continue, no matter how many claims you make
- Want your money back if the plan is not right for you within 30 days
- Want to take advantage of potential income tax relief
AIB Income Cover might not suit you if you:
- Are unemployed
- Want protection against being made unemployed
- Want cover that continues after you are age 65
- Want a lump-sum payment for certain illnesses
- Need a life-cover protection plan, with added family benefits
- Need a product with a cash-in value; and need more cover than is available with AIB Income Insurance

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Related products

Life assurance

Ensure that, if the worst were to happen, your family have sufficient funds to support their lifestyle

Specified illness cover

Helping you and your family cope financially in case of serious illness

Business succession planning

Planning for circumstances such as the death or illness of a key employee or partner

Downloads

Regulatory notice

Allied Irish Banks, p.l.c. is tied to Irish Life Assurance plc for life and pensions business. Allied Irish Banks, p.l.c. and Irish Life Assurance plc are regulated by the Central Bank of Ireland.