Before purchasing this product, AIB strongly recommends that you view all of the terms and conditions below.
Secure Shopping Online
When you shop online with your business card, we may need to confirm it’s you, by using the AIB Authenticator app.
Download the AIB Authenticator app from the relevant app store and follow the on screen instructions to set it up.
Easy to use
Your card can be used worldwide wherever you see the Visa symbol, so there's no need to carry cash.
One monthly payment
Reduce the time you spend on paperwork with a single monthly direct debit to pay for all transactions.
Control your account
360 Control is an online management information reporting tool which complements the AIB Business & Corporate Card Suite. It simplifies accounting, workflow and back-office tasks.
Protection while abroad
Credit card lost or stolen while abroad? Access up to US $5,000 replacement cash on an emergency basis in most countries (subject to available Credit Limit, fees and charges may apply). You will be required to provide proof of identification when collecting replacement money.
Card Liability Waiver Insurance
Card Liability Waiver Insurance may offer protection to your business from liability of card misuse by employees to whom you provide a business card. Terms and Conditions apply. More information on Card Liability Waiver Insurance is available here and you can download a claim form.
Classic Visa business card at a glance
Annual fee of €19.05. Government stamp duty of €30 is charged annually per credit card
- Online account management
- Contactless payments
- Emergency cash when abroad
- Protection with Card Liability Waiver Insurance
Fees and charges*
Annual bank fee
€19.05 for each card issued.
Cash advance fees
1.75% or €1.90 (whichever is greater). This fee will not apply if your account is in credit for the full amount of the transaction when it is debited to your account.
Currency conversion fees
No currency conversion fees apply on euro transactions.
Currency conversion fee
Visa Europe Region
Visa Rest of World
Government stamp duty
Government stamp duty of €30 is charged annually per credit card.
Inside normal business hours, the charge is the exchange rate set by Western Union. Business hours are defined as 9am to 5pm Irish Time.
Outside normal business hours the following charges apply:
- Exchange rate set by Western Union
- Exchange rate set by Visa International
- Currency conversion fee of 2.75%
- Cash advance fee
|Type of Miscellaneous charge||Charge|
|Supplying Copy Sale Voucher on request||€ 5.00|
|Supplying Copy Statement on request||€ 4.00|
Returned Payment Charge
Should any payment either by cheque or direct debit be returned unpaid an administration charge of €7.00 will be debited to the card Account.
*Correct as at 03/12/2013
Important / Regulatory Notice
Lending criteria, terms and conditions apply. Government Stamp Duty of €30 is charged annually per credit card. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to the provision of general insurance products. AIB Travel Insurance is exclusively underwritten by Chubb European Group SE. Allied Irish Banks, p.l.c and AIB Insurance Services Limited are regulated by the Central Bank of Ireland.