Prepare for seasonal expenses

Make sure your current account and working capital aren't impacted by seasonal costs. Cover expenses such as purchasing stock in spring with funds from your credit line. You can pay off your Credit Line anytime, but it must have a zero or credit balance for at least 30 days a year.

Easy to manage

Simply move money from your Credit Line to your current account as you need it. Transferring your money is easy to do. It can be done online, in branch or by telephone, and you won't be charged any transaction costs. 

Variable interest rate

Interest is calculated on the outstanding balance of your account and charged quarterly.

Reviewed with you yearly

Your business needs may change from year to year. That's why we review your credit line annually to make sure it still suits you.

Farmer credit line at a glance

  • Seasonal financial support when you need it
  • Variable interest rates
  • Works alongside your current account
  • Pay off your credit line any time in the year
  • Reviewed annually
  • Suited to all farm types

How to apply

Download the application form and return the completed form to your Relationship Manager or AIB Branch.

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Related products

Farm development loans

Loan options to invest in the development of your farming business

Young farmer current account

A Current Account for young farmers who are getting established

Regulatory notice

Warning: The cost of your repayments may increase.


Lending terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.

Terms and conditions governing Business Lending