Before purchasing this product, AIB strongly recommends that you view all of the terms and conditions below.
Benefits
Secure Shopping Online
When you shop online with your business card, we may need to confirm it’s you, by using the AIB Authenticator app.
Download the AIB Authenticator app from the relevant app store and follow the on screen instructions to set it up.
Priority Pass
With Priority Pass, relax in comfort away from crowded waiting areas. Use the lounges regardless of your choice of airline and class of ticket. Invite guests for €24, which will be billed to your AIB Executive Visa corporate card account. For more information on Priority Pass, please go to www.prioritypass.com.
Visa Luxury Hotel Collection
Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties. Learn more about the Visa Luxury Hotel Collection at visaluxuryhotelcollection.com
AA membership
Your cover includes Roadside Rescue and Home Start to ensure you are looked after if you break down on the open road or in your driveway.
Travel Insurance
Worldwide Mutli-trip Travel Insurance on the Executive Visa corporate card covers the following persons, where a minimum of 50% of the fares have been charged to the AIB Credit Card:
- The Principal Cardholder
- Up to two persons travelling with the Cardholder in connection with the Cardholder's business;
- His/her Partner and accompanying Children (under 18 years or under 23 in full-time education)
All of whom must be under the age of 75 and permanently resident in Ireland. If you are over 75 and would like to purchase AIB Travel Insurance, please visit aib.ie/travel-insurance
More information on the Travel Insurance Policy Wording is available here and a Summary of Travel Insurance can be found here.
Single monthly payment
One monthly direct debit covers payment for all transactions, simplifying reconciliation of expenses and reducing administration costs and paperwork.
Protection while abroad
Credit card lost or stolen while abroad? Access up to US$5,000 replacement cash on an emergency basis in most countries (subject to available Credit Limit, fees and charges may apply). You will be required to provide proof of identification when collecting replacement money.
Card Liability Waiver Insurance
Card Liability Waiver Insurance may offer protection to your business from liability of card misuse by employees to whom you provide a business card. Terms and Conditions apply. More information on Card Liability Waiver Insurance is available here and you can download a claim form.
Control your account
360 Control is an online management information reporting tool which compliments the AIB Business & Corporate Card Suite. It simplifies accounting, workflow and back-office tasks.
Executive Visa corporate card at a glance
An annual fee of €200 gives you access to a range of benefits. Government stamp duty of €30 is charged annually per credit card.
- Priority Pass for executive airport lounges
- Travel Insurance
- AA membership
- Online account management
- Emergency cash when abroad
- Contactless payments
- Protection with Card Liability Waiver Insurance
- Access the Visa Luxury Hotel Collection
How to Apply for an AIB Visa Corporate and Business Card
Please call our Direct Banking Business Team on 0818 478833 to apply
If you have a Relationship Manager please download and complete this application form and contact them directly to apply. If you’re a Start Up Business please download and complete this application form and contact your local Branch to apply.
Fees and charges*
Annual bank fee
€200 for each card issued.
Cash advance fees
1.75% or €1.90 (whichever is greater). This fee will not apply if your account is in credit for the full amount of the transaction when it is debited to your account.
Currency conversion fees
No currency conversion fees apply on euro transactions.
Currency conversion fee |
AIB |
Visa Europe Region |
1.75% |
Visa Rest of World |
2.75% |
Returned payment charge
Should any payment either by cheque or direct debit be returned unpaid an administration charge €7.00 will be debited to the card account.
Miscellaneous charges
Types of miscellaneous charges |
Charge |
Supply copy sale voucher on request |
€5.00 |
Supplying copy statement on request |
€4.00 |
Government stamp duty
Government stamp duty of €30 is charged annually per credit card.
Emergency cash
Inside normal business hours, the charge is the exchange rate set by Western Union. Business hours are defined as 9am to 5pm Irish Time.
Outside normal business hours the following charges apply:
- Exchange rate set by Western Union
- Exchange rate set by Visa International
- Currency conversion fee of 2.75%
- Cash advance fee
*Correct as at 03/12/2013
Downloads
- Executive Visa Corporate Card application form - Please complete, type online (or print), sign and return to your branch or Relationship Manager.
- Additional Cardholder form - Please complete, type online (or print), sign and return to your branch or Relationship Manager.
- AIB Visa Corporate and Business Card Terms and Conditions
- Card Liability Waiver Insurance details
- Card Liability Waiver Insurance claim form
- Travel Insurance policy
- Travel Insurance summary of cover
Important / Regulatory Notice
Lending criteria, terms and conditions apply. Government stamp duty of €30 is charged annually per credit card. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to the provision of general insurance products. AIB Travel Insurance is exclusively underwritten by Chubb European Group SE. Allied Irish Banks, p.l.c and AIB Insurance Services Limited are regulated by the Central Bank of Ireland.