Cover costly premiums

Annual insurance premiums can really take their toll on your finances. Plan ahead with this handy short-term finance option and spread the cost of your insurance premiums throughout the year. Uses include:

  • Motor, fire and burglary insurance
  • Employer’s, public and product liability insurance
  • Professional or medical insurance

So that you can protect your business cashflow.

Easy repayments

Insurance Premium Finance makes your budgeting for the year easier, with no unexpected changes in terms. It's simple to set up, and offers fixed repayments over 6 to 11 months. Minimum application of €5,000 required.

If you need to spread other one-off payments over the year, we also offer PromptPay Finance.

Insurance Premium finance at a glance

  • Helps you manage your cashflow
  • Spread insurance premiums between 6 to 11 months
  • Fixed repayments
  • Quick and easy to set up
  • Documentation fee of €63.49 applies to all loans and will be charged with the first repayment
  • Minimum application of €5,000 required

How to apply

Speak directly to your Relationship Manager, visit your local AIB branch or call 0818 47 88 33 (Monday to Friday 9am-5pm).

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Improve your business budgeting and cashflow with the help of PromptPay

Fees and charges

Repayments are fixed for the full term. This will help improve your budgeting process and cashflow.

A Documentation Fee of €63.49 applies to all loans. This fee will be charged with the first repayment.

Regulatory notice

Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility.


Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.