Our Start-up Current Account is quick to set up, saves you money and you can easily control how money flows in your business.

Save on fees

When you open our Business Start-up Current Account, for the first two years we'll waive Account Maintenance and Transactions* Fees, excluding cash handling fees. Cash handling fees up to a maximum discount of €100 per fee quarter.

Easy payments

Make running your business easier and cheaper. Use your Debit Card to pay employees and suppliers.

Your current account supports payments in and out by card, cheque, direct debit, standing order and online. Meaning you don't have to worry about dealing with cash, particularly for larger transactions.

Manage your cashflow

Get more insight into your finances with detailed transaction records and regular statements. This simplifies records for invoicing, so you get time back to run your business.

Business Start Up Account at a glance

  • Two years waive Account Maintenance and Transactions* Fees, excluding cash handling fees
  • Debit card option
  • Apply for a business overdraft
  • €100 off quarterly cash handling fee
  • Bank online or in branch
  • Get detailed monthly statements

Who is it for?

Start-up and new businesses who are trading less than three years and opening a Business Start-up Current Account for the first time.

How to open a start-up account

Click ‘Open your business current account’ below to begin.
location pin icon

Find your local branch

Open your business Current Account

Open your business current account

Related products

Business debit card

Use your debit card for everyday business purchases

Online banking

Find the best online banking solution for your needs

AIB Merchant Services

Tap into the new ways customers want to pay

Application Form

Use our online tool to download your application form. Return the completed form to your Relationship Manager or an AIB Branch.

Fees and charges

*Maintenance and transaction fees are as described under the heading Account Fees at (A. Account Maintenance Fees and B. Account Transaction Fees) in the Business Fees and Charges Booklet.

The offer is available to Business Start-up customers who apply for our Business Start-up Current Account Fee Offer at account opening by ticking the relevant box on the Business Account opening form. At the end of the offer period, the Bank’s standard fees and charges will apply to the account.

The offer does not include the waiving of any charges such as Service charges, International Payments charges, Government charges and stamp duty.

Other charges apply. See the Bank's Business Fees and Charges and Schedule of International Transaction Charges booklet.

Terms and conditions