Prepare for the unexpected

Be ready for unexpected situations your business finds itself in. With an overdraft you can access extra funds without needing to apply for a loan.

Control your cashflow

Your business should never be overdrawn by more than you expect. We will work with you to agree a monthly overdraft limit for your account, based on the cashflow you might need.

Save on interest

You only ever pay interest on your daily overdrawn balance, with a competitive variable rate.

Business Overdraft at a glance

  • Choose your overdraft limit
  • Low interest rates
  • Ideal for short term funding needs
  • Interest only on daily overdrawn balance

How to apply

Download the application form and return the completed form to your Relationship Manager or AIB Branch.

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Arrange a call back

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Find your local branch

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Make an appointment

Related products

Business current account

A current account is an essential tool for your daily banking needs

Business debit card

Use your debit card for everyday business purchases

Business loans

If you need a larger funding option, a business loan might be right for you

Regulatory notice

Warning: The cost of your repayments may increase.


Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.

Terms and conditions governing Business Lending