Manage cashflow more effectively

Wherever you go on business, whatever you need, pay for it straight from your business account with your business debit card.

Secure Shopping Online

When you shop online with your business card, we may need to confirm it’s you, by using the AIB Authenticator app.

Download the AIB Authenticator app from the relevant app store and follow the on screen instructions to set it up.

Easy to Use

You can use your Business Debit card for everyday business purchases anywhere Visa Debit is accepted (click here to see the exchange rates for non-Euro EU/EEA currencies on debit cards. To view the rates for all other currencies visit the Visa website). When you make a transaction using your Card, the available funds on your account will usually be reduced immediately by the amount of the transaction. The transactions will be debited from your Business Bank Account within a few days.

No annual fee

No annual fee, but other charges may apply - Business Fees and Charges

Business Debit card at a glance

  • Take out up to €600 cash a day from an ATM
  • Pay straight from your business bank account
  • Get up to 10 cards per company
  • Pay for your purchases quickly and securely using contactless, and participating digital wallets* (Such as Google Pay and Apple Pay)
  • No annual fee
  • More secure than carrying cash
business debit card

How to apply

Business Debit Cards are available to all parties on an AIB Business Bank Account who are authorised signatories and where the account mandate allows Any One to sign. The maximum number of cards per company is 10. If you wish to apply for a Business Debit Card, please complete the application form and return it to your branch.

We recommend you read the terms and conditions included in the application form, not least because your business is responsible for paying for any transactions on the card. For example, if an Authorised Signatory has a card and later is no longer an Authorised Signatory, it is up to your business to cancel the card.

Please complete, type online (or print), sign and return to your branch or Relationship Manager.


Contact us for Support

Contact us by calling +353 1 2695022        


map pin icon

Find your local branch

calendar icon

Make an appointment

Related products

Business current account

The easiest way for your business to make and take payments.

Classic Visa business card

Looking for a business credit card? Our classic card might be right for you

Switch to AIB

We'll help your business make the switch to AIB.

Fees and charges

Card transaction fees apply. Additional charges may apply when using your card abroad. See full details of all fees and charges in the Business Fees & Charges brochure.

Cross Border Regulation FAQ’s


Business Debit Card application form - Please complete, type online (or print), sign and return to your branch or Relationship Manager.

Regulatory notice

When you apply, we will assess your application.

You must ensure that there is enough money in your account to pay for any debit card transaction, or your transaction may be declined and we may charge you as a result.

Government Stamp Duty will be charged at a rate of €0.12 per ATM transaction. Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). This charge is capped at €2.50 if you only use your debit card for ATM transactions and capped at €5 if you use your debit card for both purchases and ATM transactions. Government Stamp Duty charge on debit cards is applied in January, for the previous year.