Invest in the future of your business. With a business loan, you can respond to the unexpected without affecting your day to day cash.

Flexible repayments*

When your business circumstances change, your ability to pay back your loan can be affected. We can arrange payment breaks and interest-only options with you. So paying back your loan can be as stress free as possible.

*Flexible repayment arrangements may impact on the repayment amount and/or term of the loan.

Tailored to you

We know that no two businesses are the same. We will look at your loan application on an individual basis, to make sure your particular circumstances are always considered from the start.

Loans up to €60,000 at a glance

  • Ideal for short term funding needs
  • Fixed rate loan
  • Flexible repayment options*
  • No charges for early repayment

E-signing may be available for your loan

This allows you to draw down funds quickly and easily. Funds can be in your account instantly, seven days a week.

How to apply


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Call 0818 47 88 33 or
your Relationship Manager

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Find your local branch

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Make an appointment

Related products

Business current account

A current account is an essential tool for your daily banking needs

Business debit card

Use your debit card for everyday business purchases

Loans over €60,000

If you need a larger funding option, a variable rate loan might be right for you


Regulatory notice

Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility.

However AIB will not apply charges if you repay this €0 to €60k Fixed Loan early.

Warning: The cost of your repayments may increase.
Warning: The entire amount you have borrowed will still be outstanding at the end of the interest only period.


Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.

Terms and conditions governing Business Lending