Free up your working capital

A business loan means you can leave your other credit options free to spend on the day-to-day running of your business.

Flexible repayments*

When your business circumstances change, your ability to pay back your loan can be affected. We can arrange breaks in payments, seasonal adjustments and interest-only options with you. So paying back your loan can be as stress free as possible. 

*Flexible repayment arrangements may impact on the repayment amount and/or term of the loan.

Tailored to you

We know that no two businesses are the same. We will look at your loan application on an individual basis, to make sure your particular needs are always considered from the start.

Loans from €60,000

  • Competitive variable interest rates
  • Flexible repayment options*
  • Ideal for larger funding needs
  • Tailored to your business needs

E-signing may be available for your loan

This allows you to draw down funds quickly and easily. Funds can be in your account instantly, seven days a week.

How to apply


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Call 0818 47 88 33 or
your Relationship Manager

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Find your local branch

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Make an appointment

For loans from €300,000 to €1,000,000, please contact your relationship manager or a local branch

For loans over €1,000,000, please contact your relationship manager or your local AIB Business Banking Centre.

Related products

Business current account

A current account is an essential tool for your daily banking needs

Business debit card

Use your debit card for everyday business purchases

Online loans up to €60,000

Supporting your business with easier faster access to credit


Business loan application form: You can complete the form online and then print it (or print and complete it manually). The signed form should be returned to your branch or Relationship Manager.

Regulatory notice

Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility.
Warning: The cost of your repayments may increase.
Warning: The entire amount you have borrowed will still be outstanding at the end of the interest only period.


Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.

Terms and conditions governing Business Lending