Before purchasing this product, AIB strongly recommends that you view all of the terms and conditions below.
Secure Shopping Online
When you shop online with your business card, we may need to confirm it’s you, by using the AIB Authenticator app.
Download the AIB Authenticator app from the relevant app store and follow the on screen instructions to set it up.
Worldwide Mutli-trip Travel Insurance on the Premier Visa corporate card covers the following persons, where a minimum of 50% of the fares have been charged to the AIB Credit Card:
- The Principal Cardholder
- Up to two persons travelling with the Cardholder in connection with the Cardholder's business;
- His/her Partner and accompanying Children (under 18 years or under 23 in full-time education)
All of whom must be under the age of 75 and permanently resident in Ireland. If you are over 75 and would like to purchase AIB Travel Insurance, please visit aib.ie/travel-insurance
Your cover includes Roadside Rescue and Home Start to ensure you are looked after if you break down on the open road or in your driveway.
Visa Luxury Hotel Collection
Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties. Learn more about the Visa Luxury Hotel Collection at visaluxuryhotelcollection.com
Single monthly payment
One monthly direct debit covers payment for all transactions, simplifying reconciliation of expenses and reducing administration costs and paperwork.
Easy to manage
Choose which of your employees will hold a card and select the appropriate Credit Limit. There is a minimum credit limit of €2,000 per card.
Protection while abroad
Credit card lost or stolen while abroad? Access up to US$5,000 replacement cash on an emergency basis in most countries (subject to available Credit Limit, fees and charges may apply). You will be required to provide proof of identification when collecting replacement money.
Card Liability Waiver Insurance
Card Liability Waiver Insurance may offer protection to your business from liability of card misuse by employees to whom you provide a business card. Terms and Conditions apply. More information on Card Liability Waiver Insurance is available here and you can download a claim form.
Control your account
360 Control is an online management information reporting tool which complements the AIB Business & Corporate Card Suite. It simplifies accounting, workflow and back-office tasks.
Premier Visa corporate card at a glance
Annual fee of €100 gives you access to a range of benefits. Government stamp duty of €30 is charged annually per credit card.
- Travel Insurance
- AA membership
- Online account management
- Emergency cash when abroad
- Contactless payments
- Protection with Card Liability Waiver Insurance
- Access the Visa Luxury Hotel Collection
Fees and charges*
Annual bank fee
€100 for each card issued.
Cash advance fees
1.75% or €1.90 (whichever is greater). This fee will not apply if your account is in credit for the full amount of the transaction when it is debited to your account.
Currency conversion fees
No currency conversion fees apply on euro transactions.
Currency conversion fee
Visa Europe Region
Visa Rest of World
Returned payment charge
Should any payment either by cheque or direct debit be returned unpaid an administration charge €7.00 will be debited to the card account.
Types of miscellaneous charges
Supply copy sale voucher on request
Supplying copy statement on request
Government stamp duty
Government stamp duty of €30 is charged annually per credit card.
Inside normal business hours, the charge is the exchange rate set by Western Union. Business hours are defined as 9am to 5pm Irish Time.
Outside normal business hours the following charges apply:
- Exchange rate set by Western Union
- Exchange rate set by Visa International
- Currency conversion fee of 2.75%
- Cash advance fee
*Correct as at 03/12/2013
Important / Regulatory Notice
Lending criteria, terms and conditions apply. Government stamp duty of €30 is charged annually per credit card . Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to the provision of general insurance products. AIB Travel Insurance is exclusively underwritten by Chubb European Group SE. Allied Irish Banks, p.l.c and AIB Insurance Services Limited are regulated by the Central Bank of Ireland.