Visa Purchasing Card
A card for frequent low value transactions.
Before purchasing this product, AIB strongly recommends that you view all of the terms and conditions below.
Benefits
Secure Shopping Online
When you shop online with your business card, we may need to confirm it’s you, by using the AIB Authenticator app.
Download the AIB Authenticator app from the relevant app store and follow the on screen instructions to set it up.
Manage expenses
A Visa Purchasing card helps you manage your purchasing spend so you always know where your business stands. It also means you can avoid using petty cash and cheques for those everyday low value transactions.
Control your account
360 Control is an online management information reporting tool which compliments the AIB Business & Corporate Card Suite. It simplifies accounting, workflow and back-office tasks.
Single monthly payment
One monthly direct debit covers payment for all transactions, removing the need to use cash or issue cheques for purchases.
Protection while abroad
Credit card lost or stolen while abroad? Access up to US $5,000 replacement cash on an emergency basis in most countries (subject to available Credit Limit, fees and charges may apply). You will be required to provide proof of identification when collecting replacement money.
Card Liability Waiver Insurance
Card Liability Waiver Insurance may offer protection to your business from liability of card misuse by employees to whom you provide a business card. Terms and Conditions apply. More information on Card Liability Waiver Insurance is available here and you can download a claim form.
Visa Purchasing card at a glance
No annual fee. Government stamp duty of €30 is charged annually per card.
- Online account management
- Employee single transaction limit
- Contactless payments
- Emergency cash when abroad
- Protection with Card Liability Waiver Insurance
- Replaces petty cash and cheques
How to Apply for an AIB Visa Corporate and Business Card
Please call our Direct Banking Business Team on 0818 478833 to apply
If you have a Relationship Manager please download and complete this application form and contact them directly to apply. If you’re a Start Up Business please download and complete this application form and contact your local Branch to apply.
Fees and charges*
Annual bank fee
There is no annual fee for this card.
Cash advance fees
1.75% or €1.90 (whichever is greater). This fee will not apply if your account is in credit for the full amount of the transaction when it is debited to your account.
Currency conversion fees
No currency conversion fees apply on euro transactions.
Currency conversion fee |
AIB |
Visa Europe Region |
1.75% |
Visa Rest of World |
2.75% |
Government stamp duty
Government stamp duty of €30 is charged annually per credit card.
Emergency cash
Inside normal business hours, the charge is the exchange rate set by Western Union. Business hours are defined as 9am to 5pm Irish Time.
Outside normal business hours the following charges apply:
- Exchange rate set by Western Union
- Exchange rate set by Visa International
- Currency conversion fee of 2.75%
- Cash advance fee
Miscellaneous Charges
| Type of Miscellaneous charge | Charge |
| Supplying Copy Sale Voucher on request | € 5.00 |
| Supplying Copy Statement on request | € 4.00 |
Returned Payment Charge
Should any payment either by cheque or direct debit be returned unpaid an administration charge of €7.00 will be debited to the card Account.
*Correct as at 04/07/2017
Downloads
- Visa Purchasing Card application form - Please complete, type online (or print), sign and return to your branch or Relationship Manager.
- Additional Cardholder form - Please complete, type online (or print), sign and return to your branch or Relationship Manager.
- AIB Visa Corporate and Business Card Terms and Conditions
- Card Liability Waiver Insurance details
- Card Liability Waiver Insurance claim form
Important / Regulatory Notice
Lending criteria, terms and conditions apply. Government Stamp Duty of €30 is charged annually per credit card. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to the provision of general insurance products. AIB Travel Insurance is exclusively underwritten by Chubb European Group SE. Allied Irish Banks, p.l.c and AIB Insurance Services Limited are regulated by the Central Bank of Ireland.
