Benefits

Choose flexibility

Take out cash from any branch whenever your business needs it. We don't have any limits for how much you can withdraw from your account, and you don't need to give us any notice. 

Easy to use

We offer a range of ways to easily lodge money into your account. Choose the option that suits you best between iBusiness Banking, a standing order or visiting your branch.

Demand deposit account at a glance

  • Instantly access your funds
  • No notice needed to make a withdrawal
  • Variable interest rate
  • Open and manage your Demand Deposit account online or in your local branch

How to open a demand deposit account

Drop into an AIB branch to start the process of opening your account.

map pin icon

Find your local branch

calendar icon

Make an appointment

Related products

Business current account

An essential tool for your daily business banking needs

Switch to AIB

We'll help your business make the switch to us

Fees and charges

There are no operating costs associated with the AIB Demand Deposit Account, however services charges may apply. For more details on these charges, please refer to the ‘Services Charges’ section within our Business Fees and Charges.

Interest is subject to Deposit Interest Retention Tax (D.I.R.T.) where applicable at the prevailing rate. For more detailed information please visit Revenue.

For details on negative interest and how it might apply to your account visit our negative interest page for business customers here.

Terms and conditions