Features of Business Sustainability Loan:

We will assess your application and if approved, you will need to provide acceptable proof of your investment, such as a quote, invoice or valid BER certificate, before you draw down the loan.

Flexible repayment arrangements may affect the loan amount or term. Requesting a change to your repayment schedule during the term of your loan may require a new credit application to be completed.

What can you borrow for?

Loan requests for eligible green or transition to green purposes below including essential ancillary costs up to a maximum of €100,000 for a single loan purpose.

Agriculture sector – Eligible Investment Purposes

All other sectors – Eligible Investment Purposes

There are some exclusions such as the financing of working capital, the purchase of land and the refinancing of existing AIB loans – talk to us today about our range of finance options.

How it works:

You must provide acceptable supporting evidence, like an invoice or valid BER certificate, to confirm that the purpose of your loan request matches one of the eligible purposes, before drawing down the loan.

Agri businesses must provide proof of membership in one of the following schemes or programmes:

  • Bord Bia Quality Assurance
  • Irish Grain Assurance
  • Organic Farmer
  • Dairy co-operative / Beef Processor / Grain merchant sustainability programme
  • Department of Agriculture environmental schemes

A representative interest rate example for you:

A typical €50,000 five year loan with a variable interest rate of 4.95% and 5.14% APR (Annual Percentage Rate), where the APR does not vary during the term, would have monthly repayments of €944.14 and the total cost of credit (the total amount repayable less the amount of the loan) would be €6,648.40.

How to apply

Call 0818 47 88 33 or
your Relationship Manager

Find your local branch

Make an appointment

Frequently Asked Questions

Downloads

Regulatory notice

Warning: The cost of your repayments may increase.
 
Warning: The entire amount you have borrowed will still be outstanding at the end of the interest only period.

 

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.

Terms and conditions governing Business Lending