Benefits

Fund your farm's development 

Our farm development loans are there to help you develop, grow or invest in your farm. They can support you if you're buying land, or investing in sheds, milking parlours, machinery and equipment.

Flexible repayments

Match your repayments to the cashflow cycle of your farm. Schedule your repayments for high output months or pay monthly, quarterly or half-yearly.

Loans up to 20 years

We offer a range of repayment periods, depending on the type of loan you need. These include up to:

  • 20 years for land purchase
  • 15 years for sheds and milking parlours
  • 5-7 years for machinery and equipment
  • 5 years for some breeding stock

Competitive interest rates

The interest rate on your loan depends on the level of funding you need. We offer: 

  • A fixed interest rate for loans up to €60,000
  • Competitive variable interest rates for loans over €60,000

Interest only option

An interest only option may be available at the start of your loan. Get in touch to talk about your options. 

At a glance

  • Flexible repayment options
  • Loans for up to 20 years
  • Competitive interest rates
  • Interest only option available

How to apply

Download the agri lending application form and return the completed form to your Relationship Manager or AIB Branch.

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Related products

Farmer credit line

A flexible way to manage your farm’s finances throughout the year

Young farmer current account

A Current Account for young farmers who are getting established

Regulatory notice

Warning: The cost of your repayments may increase

Warning: The entire amount you have borrowed will still be outstanding at the end of the interest only period

Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility.

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. Under some of these arrangements you may end up paying more for longer.

Download the terms and conditions