Deposit Interest Rates

Rates applicable from 23 January 2025.

A.E.R. is the Annual Equivalent Rate. Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the date interest is paid.

For more detailed information on DIRT, visit www.revenue.ie

Product	Balance	A.E.R. %	Gross %
Demand Deposit	All Balances	0.25%	0.25%

Product	Balance	Minimum Notice Period	A.E.R. %	Gross %
Business Notice Deposit	All Balances	31 Days	1.50%	1.50%

Product	Minimum Balance	Term	Gross %	A.E.R.%	Gross Return at Maturity %
Business Fixed Term Deposit	€5,000	6 Months	1.50%	1.50%	0.75%
		1 Year	2.25%	2.25%	2.25%
		2 Years	2.75%	2.77%	5.58%

A.E.R. is the Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and applied each year (instead of monthly or over any other period).