We have announced new Fixed Term Deposit interest rates. Find out more about these new rates.
New Fixed Term Interest rates will apply to accounts opened from 13th May 2025. If you open a Fixed Term Deposit Account from this date, the new interest rate will apply for the full term.
Deposit Interest Rates
Rates applicable from 13 May 2025.
A.E.R. is the Annual Equivalent Rate. Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the date interest is paid.
For more detailed information on DIRT, visit www.revenue.ie
Product | Balance | A.E.R. % | Gross % |
Demand Deposit | All Balances | 0.25% | 0.25% |
Product | Balance | Minimum Notice Period | A.E.R. % | Gross % |
Business Notice Deposit | All Balances | 31 Days | 1.50% | 1.50% |
Product |
Minimum Balance |
Term |
Gross % |
A.E.R.% |
Gross Return at Maturity % |
|
€5,000
|
6 Months |
1.50% |
1.50% |
0.75% |
1 Year |
2.00% |
2.00% |
2.00% |
||
2 Years |
2.25% |
2.26% |
4.55% |
A.E.R. is the Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and applied each year (instead of monthly or over any other period). |