Contactless and Mobile Payments – Make easy and secure payments in seconds
For debit and credit cards with the contactless symbol, the contactless limit will be increased from €30 to €50 from 1 April 2020. Please be aware that some retailers may take longer to make the required changes to their card machines. Simply touch and pay for items that cost €50 or less with your card. Every now and then we’ll ask you to insert your card and do a Chip and PIN transaction instead as an extra security check.
Mobile Payments refer to payments using participating Digital Wallets* (such as Apple Pay, Google Pay™ and Fitbit Pay™) where your card is registered to your mobile or wearable device. When using your device, simply touch and pay. For items over €50 you can pay using your device in most retailers.
Card: To activate contactless on your new card, complete a Chip & PIN or ATM transaction and then you’re good to go. Every now and then we’ll ask you to insert your card and do a Chip and PIN transaction instead as an extra security check.
Digital Wallet*: If you have a compatible device, you can download the chosen Wallet app from your App Store, some devices may have a digital wallet pre-loaded. Add your debit or personal credit card and follow the on screen instructions. For more see aib.ie/waystobank
*Digital Wallet means a digital wallet or any other electronic payment system which facilitates the use of your Card or an electronic record of your Card for the purposes of carrying out Transactions and in which your Card has been registered.
Please note: Some contactless transactions may not appear in your pending transaction on AIB Phone & Internet Banking/AIB Mobile Banking so it's important that you keep track of your Contactless usage.
You must ensure that there are available funds in your account to cover the value of any card transaction or your transaction may be declined. For more information on how to keep track of the balance on your bank account, please see Keeping Track of Your Transactions in the Help and Guidance section below.
To find out more about Contactless payments please view our Frequently Asked Questions.
Fees and Charges
No transaction fees apply to credit cards. For debit cards the transaction fee is waived on contactless transactions until further notice, additional charges may apply when using your card abroad. Foreign currency fees and charges are detailed in our ‘Schedule of International Charges’. These brochures are also available from any AIB Branch.
Help and Guidance
The easy and secure way to pay for every day items and access your cash.
Pay for goods and services without using cheques.
Find the answer to any questions you may have on your Credit or Debit Card.
Get more information on the range of products from AIB that can help you keep track of the balance on your bank account.
Get more information on how you can protect your card against unauthorised use when you shop online.
For all service related queries please visit our Help Centre.