Contactless Payments    


Contactless and Mobile Payments – Make easy and secure payments in seconds


Mobile Payments refers to payment services that can be performed using your mobile device.


You can pay for your purchases quickly and securely using contactless, and participating digital wallets* (such as Apple Pay and Google Pay™). Simply touch and pay for items that cost €30 or less with your card or device. For items over €30 you can pay using your device depending on the retailer.


How do I get started?


Card: To activate contactless  on your new card, complete a Chip & PIN or ATM transaction and then you’re good to go.


Digital Wallet*: Download the chosen Wallet app from your App Store, some devices may have a digital wallet pre-loaded. Add your debit or personal credit card and follow the on screen instructions. For more see



*Digital Wallet means a digital wallet or any other electronic payment system which facilitates the use of your Card or an electronic record of your Card for the purposes of carrying out Transactions and in which your Card has been registered.


Please note: Contactless transactions may not appear in your pending transaction on AIB Phone & Internet Banking/AIB Mobile Banking/AIB Tablet Banking so it's important that you keep track of your Contactless usage. 


You must ensure that there are available funds in your account to cover the value of any card transaction or your transaction may be declined. For more information on how to keep track of the balance on your bank account, please see Keeping Track of Your Transactions in the Help and Guidance section below.

To find out more about Contactless payments please view our Frequently Asked Questions

Fees and Charges 

No transaction fees apply to credit cards. For debit cards the transaction fee is waived on contactless transactions until further notice, additional charges may apply when using your card abroad. Foreign currency fees and charges are detailed in our ‘Schedule of International Charges’. These brochures are also available from any AIB Branch.


Help and Guidance

Debit Card for Personal Customers

The easy and secure way to pay for every day items and access your cash.

Debit Card for Business Customers

Pay for goods and services without using cheques.

Frequently Asked Questions

Find the answer to any questions you may have on your Credit or Debit Card.


Keeping Track of your Transactions

Get more information on the range of products from AIB that can help you keep track of the balance on your bank account.


Secure Internet Shopping

Get more information on how you can protect your card against unauthorised use when you shop online.

For all service related queries please visit our Help Centre.