Moving homes?

Time for a move up or down the property ladder?

We can help:

Tick Icon.  Get the timing right

Tick Icon.  Tips on selling and buying

Tick Icon.  Watch how other customers do it

If you’re all set to go you can apply online, or if you need help you can make an appointment or chat to a Mortgage Advisor on the phone.

A young couple analysing their house blueprints  in a house under construction.

Apply online

You can apply online in your own time

 

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Book an appointment

Your local mortgage advisor can help you with your application.

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Check our rates

Get started

How much do I need for a deposit?

Getting the deposit together is hard, we can help

Calculate deposit

How much could I borrow?

 

Try our online mortgage calculator

 

Calculate Mortgage

Ready to apply?

 

Maybe you’ve got everything together already

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Benefits of an AIB mortgage

Great Rates

With AIB you can choose from a combination of Fixed and Variable interest rates, available to new and existing customers.

Expert Advice

Talk to our dedicated team of mortgage advisors in branch or over the phone. They can help you through the mortgage process.

No Fees

We won't charge any maintenance or transaction fees on your AIB personal current account with us if you use it to pay for your PDH mortgage with us through a direct debit.  PDH means a home the customer lives in, in the Republic of Ireland. The purpose of the mortgage must be for the PDH property. There may be some other charges, for example if you go overdrawn without agreement.

 Manage your application with MyMortgage

Once you have applied for a mortgage, we’ll make all the next steps as easy as we can for you. We’ll provide you will access to MyMortgage which lets you control the rest of your application on your mobile, tablet or desktop, in your own time. You’ll find it here and if you use our mobile banking app, you can get to it from ‘Products’.

Through MyMortgage you can see the documents required to support and progress the application. It also provides the ability to upload documents, to review and download your Approval in Principle plus other documents and has a message function to contact one of our Mortgage Advisors whenever you need any help.

Screenshot showing the MyMortgage mobile  app interface for managing mortgage documents and communication with advisors

Here's how it all works

Next steps

Help & support

 

Home Mortgage Regulatory Information

Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Home Insurance is exclusively underwritten by AXA Insurance dac. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.

Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank u.c. in relation to origination and servicing of mortgage loans and mortgages. AIB Mortgage Bank u.c. is regulated by the Central Bank of Ireland.

Lending criteria, terms and conditions apply. Over 18s only. Security may be required.

 

WARNING: If you do not keep up your repayments you may lose your home.

 

WARNING: You may have to pay charges if you pay off a fixed-rate loan early.

 

WARNING: The cost of your monthly repayments may increase.

 

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL (Buy Now Pay Later) agreement in the future.

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