Our Response to you
The more information you can give us, the sooner we can look into exactly what happened. If it's straightforward, we will try and resolve it for you today.
If your complaint is more detailed it may take us a little longer to resolve it.
In these cases, we will write to you within five working days to let you know what is happening with your complaint and who is responsible for dealing with it.
We will give you regular updates until we write to you with a final response letter. We will include contact details for the Financial Services and Pensions Ombudsman (FSPO) in this letter. Information about the FSPO is also available from the website at: www.fspo.ie
The FSPO want you to deal with us first about your complaint before you go to them. The FSPO will ask to see a copy of our final response letter, along with your FSPO Complaint Form.
The FSPO will deal independently with a complaint from a personal customer or company with a turnover of less than €3 million.
Online Dispute Resolution
Under European Union rules, as we provide financial services online we’re obliged to inform you of the European Commission’s Online Dispute Resolution (ODR) platform. The ODR platform is in place to help consumers resolve disputes in relation to products or services purchased online if they remain unhappy with the response they have received from a trader in the EU. To use the ODR platform http://ec.europa.eu/odr you will need the following information: firstname.lastname@example.org.
Please note that under current rules your complaint may ultimately be referred to the Financial Services and Pensions Ombudsman (FSPO), therefore you may prefer to contact us or the FSPO directly in the first instance regarding your complaint.