Credit Transfer

What is a Credit Transfer?

This is when we transfer money, under your instruction, from your account to another account.

Different Types of Credit Transfer AIB provide?

International Payments

Make payments from your own accounts in all major currencies to most destinations worldwide on a standard or urgent basis using these options via internet banking, self-service kiosk or in branch. The forms below can be completed before being printed and signed, this can help with accuracy and legibility of your payment instruction.

Under International Payment, we provide two different products. Please ensure you are using the correct form by reading the Terms & Conditions on the back of each document.

• Paylink Euro allows you to transfer Euro on a Standard or Urgent basis within Single Euro Payments Area (SEPA) countries.

• Paylink allows you to transfer in all major currencies to most destinations worldwide on a standard or urgent basis, excluding Euro payments allowed through Paylink Euro.

More information on the product features and charges.

SEPA Credit Transfer

With a SEPA credit transfer you can transfer euro payments from one account to another within the SEPA zone.

The different types of SEPA credit transfers you can make online:

• Pay a Contact -  transfer euro from your AIB accounts to another AIB account with just the use of their phone number. You can set it up here. (How to pay a contact? (aib.ie)
• Between my Accounts - transfer money between your AIB ROI Euro Accounts.
• Pay another account – transfer euro from your AIB account to another AIB account or to an account with another bank within the SEPA zone(Ireland and overseas).
• Pay a bill - options to easily pay utility and credit card bills, up to 28 days in advance.
   

You can make credit transfers through the following; 

• Internet banking
• Mobile banking
• Phone banking
• In branch
• Self-service kiosk within the branch 

For fees and charges, please click here.

For cut off times, please click here.