Whether you’re new to Ireland or your heart has never left and you’re moving home, moving country is stressful and we’re here to help make things easy for you.
Here is your one stop shop for everything you need to know about getting your finances set up so you can focus on the more important things.
I am...
New to Ireland
You’ve decided to make the move to the Emerald Isle! It’s a big decision and we might be a little biased, but it’s one you won’t regret.
There is so much to organise before boarding the plane so we’re here to make your banking easy and ensure that you have everything you need to open your account once you touch down. This way you can focus on all of the enjoyable new experiences to have in Ireland.
We understand you have a lot on at the moment, so you can request a Call Back from one of our advisors at a time that suits you best and we can talk you through everything you’ll need to know before your big move.
What you need to know:
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Moving checklist
If you need a visa, make sure to start your research early as the process may take some time to get through.
Taxes are always a pain but it’s good to understand how the Irish tax system works.
What about healthcare? It’s always good to make sure you know what you’re covered for.
Looking at getting a motor to get you from A to B? If you have a driving licences, you may need to convert it when you get here.
Documents that you’ll want to make sure to remember: birth certificates, marriage licenses, passports, visas, driving licences, and important medical records.
Here is a good site from Citizens Information which has a great selection of information that is handy to know.
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How to open an account
On your Smartphone
Sometimes we need to start with the basics. You can now open a personal current account with us through the AIB mobile app if you:
- Live in the Republic of Ireland
- Have an EEA Passport
- Are aged between 18 and 65 years of age
- Do not hold any accounts with AIB
In your local branch
Set up an appointment with your local branch so you can skip the queue and talk to one of our staff members about opening an account.
For information on personal identification requirements you’ll need to bring with you, visit our dedicated Personal Identification Requirements page.
Request a Call Back from one of our advisors for all the information you need.
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Getting your credit established early
It’s always handy to have a Credit Card set up for those months where you need to spend a little more than usual, so we want to make sure you have everything in place before you apply.
If you have been abroad and are applying for credit with AIB you will need to submit a Foreign Credit Check (in English).
A Foreign Credit Check is required when a person applying for credit (be it a Mortgage, a loan or a credit card for example) has a bank account outside of Ireland either now or in the past.
Our top tip is to obtain this Foreign Credit Check in English from the financial institutions in which you have held accounts before you move. That way when you get settled, you will have the documentation you need ready for your application.
Returning to Ireland
If you’ve a mind to move home one day, or your heart has never left, we can make it easy for you.
If you had an account with us in the past, we can dig it out for you. If you want to set everything up from scratch, we can do that too. We’re ready to help.
We know your time is precious so request a Call Back from one of advisors at a time that suits you best and we can talk you through everything you’ll need to know before moving home.
What you need to know:
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Checklist
- Moving home with a spouse or partner? Remember to make sure they have all their visa paperwork in place before you leave.
- Don’t forget about the kids! If your family is also making the move, schools are something to look into.
- Or what about our furry four legged friends!
- Thinking about coming home to retire?
- Documents that you’ll want to make sure to remember: birth certificates, marriage licenses, passports, visas, driving licences, and important medical records.
- Here is a good site from Citizens Information which has a great selection of information that is handy to know.
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Your current account
If you had, or think you had, an account with us before you moved away, request a call back and we can help locate the details.
Need to get set up from scratch? You can open an account:
On your Smartphone
Sometimes we need to start with the basics. You can now open a personal current account with us through the AIB mobile app if you:
- Live in the Republic of Ireland
- Have an EEA Passport
- Are aged between 18 and 65 years of age
- Do not hold any accounts with AIB
In your local branch
Set up an appointment with your local branch so you can skip the queue and talk to one of our staff members about opening an account.
For information on personal identification requirements you’ll need to bring with you, visit our dedicated Personal Identification Requirements page.
-
Don’t forget about credit
If you have been abroad and are applying for credit with AIB you will need to submit a Foreign Credit Check (in English).
A Foreign Credit Check is required when a person applying for credit (be it a Mortgage, a loan or a credit card for example) has a bank account outside of Ireland either now or in the past.
Our top tip is to obtain this Foreign Credit Check in English from the financial institutions in which you have held accounts before you move. That way when you get settled, you will have the documentation you need ready for your application.
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Car Insurance
Obtaining car insurance in Ireland as an ex-pat can often prove very difficult & very expensive. That is why we at AIB, have developed a dedicated offering to accommodate ex-pats in getting back driving on Irish roads.
AIB Car Insurance will take into account your previous driving experience in Ireland and we will give you an introductory 50% no claims discount (as long as you held a no claims discount when your last Irish policy expired).
Remember to:
- Get a copy of your previous Irish no claims discount
- Change your license back to an Irish licence as soon as you can
- Check the insurance cost of your Irish vehicle before you agree to purchase it
- Obtain proof of your driving experience abroad (it is always important to maintain such records)
Visit our dedicated Returning to Ireland – Car Insurance page for more details on your car insurance options.
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