Welcome to AIB

 

Information Hub

   

 

We will begin issuing Annual Mortgage Statements and Certificates of Interest to our customers, for the part of 2023 that their mortgage was with us, in the coming weeks. You do not need to do anything; these will be sent directly to you.

   

 

If your tracker mortgage moved from Ulster Bank to AIB, we have been issuing letters to confirm your interest rate and repayment amount from February 2024 as a result of the July and September 2023 European Central Bank (ECB) rate increases.

We would like to apologise again to our mortgage customers for any confusion previously caused.

We have included helpful Q&A’s below. If you would like to talk to a member of our team please find our contact details below.

Welcome to AIB. The day to day management and servicing of your mortgage loan moved to us from Ulster Bank on 24 July 2023.

Our purpose is to support our customers for the life they're after. Whether that be adapting to a greener way of living, planning for the future, growing a business or simply navigating day-to-day banking, we look forward to supporting you through this transition.

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Mortgage Statements and Certificates of Interest Q&A’s

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Identity Documents Q&A’s

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ECB Rate Increase Q&A's

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Mortgage 
Amendments Q&A's

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Mortgage moving Q&A's

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Managing your Mortgage Q&A’s

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Paying your mortgage Q&A's

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Mortgage types and benefits Q&A's

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Mortgage interest rates Q&A’s

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Other mortgage related Q&A's

    

Questions and Answers about Mortgage Statements and Certificates of Interest

    

Questions and Answers about Identity Documents

Please find more information about acceptable proof of ID / address here.

    

Questions and Answers about ECB Rate Increases

    

Questions and Answers about Mortgage Amendments

    

Questions and Answers about your mortgage moving

    

Questions and Answers about managing your mortgage

    

Questions and answers about paying your mortgage

    

Questions and Answers about mortgage types & benefits

    

Questions and Answers about mortgage interest rates

    

Questions and Answers on other mortgage related items

Mortgage Forms & Guides

Customers affected by MICA or Pyrite

We have a team dedicated to supporting you.

Please email us your name, contact number, address of the property, and your mortgage account number to mica@aib.ie and a member of our MICA team will call you.

For more information on the Government MICA Grant Scheme please check this link Schemes for houses affected by pyrite or mica (citizensinformation.ie)

Home Mortgage Regulatory Information

Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank u.c. in relation to origination and servicing of mortgage loans and mortgages. AIB Mortgage Bank u.c. is regulated by the Central Bank of Ireland.

Lending criteria, terms and conditions apply. Over 18s only. Security may be required.

 

WARNING: If you do not keep up your repayments you may lose your home.

 

WARNING: You may have to pay charges if you pay off a fixed-rate loan early.

 

WARNING: The cost of your monthly repayments may increase.

 

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.