You can contact us in a number of ways. Fill in the enquiry form, find the relevant AIB phone number and location, or contact us on one of our social media channels.
Choose whatever suits you.
You can choose between a fixed interest rate (including our new green rate), a variable, or a combination of both.
A fixed rate mortgage has a rate of interest which doesn’t change for a set period of time, so you know exactly how much you pay every month. A fixed rate makes it easier to budget for payments. But remember it’s fixed for a certain time like three, five or seven years and if you change it before the end, we may charge you a fee.
If you are buying or building a high energy rated home, we are offering a new, lower rate of interest. You can choose this rate if you are buying or building a property in which you are going to live once it has a BER rating between A1 and B3.
A variable rate mortgage has a rate of interest which can change. We will always tell you in advance if it is going to go up or down and how your monthly repayment amount will change as a result.
Where you see LTV, it stands for Loan to Value. It refers to the ratio of your loan to the value of the property. We offer different rates depending on that ratio.
| Rate type | Interest Rates | APRC | Cost per €'000 |
|---|---|---|---|
| LTV Variable >80% | 3.15% | ||
| LTV Variable >50%<=80% | 2.95% | ||
| LTV Variable <=50% | 2.75% | ||
| 1 Year Fixed | 3.15% | ||
| 2 Year Fixed | 3.15% | ||
| 3 Year Fixed | 2.55% | ||
| 4 Year Fixed | 2.85% | ||
| 5 Year Fixed | 2.55% | ||
| 7 Year Fixed | 3.15% | ||
| 10 Year Fixed | 3.30% | ||
| Green 5 Year Fixed | 2.45% |
| Rate type | Interest Rates | APRC | Cost per €'000 |
|---|---|---|---|
| Standard Variable | 4.85 | ||
| 1 Year Fixed | 5.55 | ||
| 2 Year Fixed | 5.75 | ||
| 3 Year Fixed | 5.95 | ||
| 4 Year Fixed | 6.15 | ||
| 5 Year Fixed | 6.35 |
Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank in relation to origination and servicing of mortgage loans and mortgages. AIB Mortgage Bank is regulated by the Central Bank of Ireland.
| WARNING: If you do not keep up your repayments you may lose your home. |
| WARNING: You may have to pay charges if you pay off a fixed-rate loan early. |
| WARNING: The cost of your monthly repayments may increase. |
| WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. |
Before proceeding please read our Site Use Terms and Conditions, Privacy & Cookie statement which apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4
