In respect of Fixed Rates, Annual Percentage Rate Charges (APRC)s may be higher or lower than the nominal rate, as they are calculated on the basis that the loan reverts to the standard variable rate (which may be higher or lower than the fixed rate) following the fixed rate term.
You will not have the flexibility to Break out of the Fixed Rate without potentially incurring a breakage cost. For further information please click Home Mortgage Regulatory Information.
Note: If you chose to convert a loan from a Tracker rate to a Fixed interest rate, at the end of the Fixed rate period, you will only have the option of moving to a Variable rate or choosing a new Fixed rate term. The original Tracker rate will not be available.
For Variable rates the APRC is calculated on the basis that the current rate will remain unchanged for the full term of the loan.
The APRC quoted are inclusive of €150.00 and €65.00 valuation report fees and security release fee of €60.00.
Click here for more information about our mortgage interest rate options.