Getting started with building a house in Ireland

Building your own house means you get exactly what you want. We’ve helped so many people through the process.

We can talk to you about:

Tick Icon. Using the site as a deposit

Tick Icon. Budgeting tools

Tick Icon. Staging the building costs

Whether you’re all set to go or you need some help, pop into a branch, make an appointment or chat to a mortgage advisor on the phone, we’re here to help.

A couple on the floor together in a room full of boxes choosing a paint colour for their walls.

Check our rates

Self Build mortgage timeline

Benefits of an AIB mortgage

Great Rates

With AIB you can choose from a combination of Fixed, Variable and Green interest rates, available to new and existing customers.

Expert Advice

Talk to our dedicated team of mortgage advisors in branch or over the phone. They can help you through the mortgage process.

No Fees

Bank free of transaction and maintenance fees by paying your AIB mortgage from an AIB current account. There may be some other charges, for example if you go overdrawn without agreement.

Useful information

 

Mortgage calculator

 
Find out how much you could borrow
 

 Manage your application with MyMortgage

Once you have applied for a mortgage, we’ll make all the next steps as easy as we can for you. We’ll provide you will access to MyMortgage which lets you control the rest of your application on your mobile, tablet or desktop, in your own time. You’ll find it here and if you use our mobile banking app, you can get to it from ‘Products’.

Through MyMortgage you can see the documents required to support and progress the application. It also provides the ability to upload documents, to review and download your Approval in Principle plus other documents and has a message function to contact one of our Mortgage Advisors whenever you need any help.

Screenshot showing the MyMortgage mobile  app interface for managing mortgage documents and communication with advisors.

Help & support

 

Book an appointment
 

Your Mortgage Advisor can help you with your application
 

Home Mortgage Regulatory Information

Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank u.c. in relation to origination and servicing of mortgage loans and mortgages. AIB Mortgage Bank u.c. is regulated by the Central Bank of Ireland.

Lending criteria, terms and conditions apply. Over 18s only. Security may be required.

 

WARNING: If you do not keep up your repayments you may lose your home.

 

WARNING: You may have to pay charges if you pay off a fixed-rate loan early.

 

WARNING: The cost of your monthly repayments may increase.

 

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL (Buy Now Pay Later) agreement in the future.

Get Started

Get Started

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