We make Switching easy…
We understand the idea of switching mortgage provider can be a little daunting, the paper work and the time it might take to sort it all out but we have a dedicated Switching team to help you. You can contact the Switching Team on 0818 303 035 (lines are open Monday to Friday 9am – 9pm and Saturday 9am – 6pm) or request a call from one of our Mortgage Advisors or drop in your local branch and we’ll help you through every step of the process.
Are you Eligible?
Switching is available for all Principal Private Dwelling House (PDH) mortgage holders in Ireland who have a mortgage with any other mortgage provider.
We will require that your mortgage repayments are not in arrears, also that your mortgage is not in negative equity, this is when the balance of your current mortgage is greater than the current market value of your property.
If you have a tracker mortgage with another mortgage provider, switching your mortgage to AIB means you will lose your existing tracker rate. We recommend you seek independent financial advice before deciding to switch your mortgage.
To be eligible for the €2,000 switching offer, you must have drawn down your new PDH mortgage on or after the 1st June 2016. We may contact you by SMS or phone to let you know when the payment has been made.