Mortgages FAQs

Mortgages FAQs

 

Can I make an Overpayment on my Mortgage?
 

How do I know how much to save to buy a home?
 

I have inherited/been gifted a property, am I a First Time Buyer?
 

Can a site be used as a deposit for a mortgage?
 

How does AIB calculate how much I can borrow?
 

What proof of income is required?
 

What else do I need to know when applying for a mortgage?
 

Why do I need to provide my PPSN /TRN number when I’m applying for a mortgage?
 

What do Lenders look for in my bank statements when applying for a loan/mortgage?
 

I am a First Time Buyer – what documentation do I need to supply with my mortgage application?
 

I am self-employed/company director – can I get a mortgage?
 

I have a site and am planning to build my own home can I get a mortgage?
 

What kind of Insurance do I need to take out with a mortgage?
 

What is the difference between the Interest Rate and the APR?
 

What other costs may be associated with purchasing a property?
 

What Interest Rate options does AIB offer?
 

How can I get the Green 5 Year Fixed rate?

Can I move to a lower Loan to Value (LTV) band on my PDH Mortgage?

 

What is a Foreign Currency Mortgage?
 

I’ve heard of the Government’s Help to Buy Incentive. Where can I find out more?
 

What is a Payment Break?
 

What is a Deferred Start?


How long will it take for my loan application to be assessed?

 

Can I get a comparison of my current interest rate and an alternative interest rate on my mortgage?


What is Fixed Rate Mortgage breakage costs?

Can I Change the Date my Mortgage is Paid?

Can I Reduce the Term of my Mortgage?

Can I change the Account my Mortgage is Paid From?

How Much do I Owe on my Mortgage?

 

How do I find my Employment Detail Summary for my Mortgage application?

 

In our Mortgage checklist we need to provide certified accounts – what are these?

 

Additional information relating to switching lender or changing mortgage type can be found on the www.ccpc.ie website

Talk to us about your mortgage today:

 

  • Applying for a new Mortgage or switching to AIB – information on where to start here.

  • Already have a mortgage with us – information on how to manage your mortgage here.

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    Homes Mortgages Regulatory Information

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