If you have a variable rate mortgage (SVR, LTV, Tracker) you can reduce the term by paying a lump sum or increasing your monthly mortgage repayments. There are a few options to choose from;


  •     You can pay a lump sum and reduce your monthly scheduled repayment amount, complete this Overpayment form and select option a), this option is also available via on Internet Banking
  •     You can pay a lump sum payment and reduce your mortgage term by completing this Overpayment form and selecting option b)
  • You can increase your monthly mortgage repayment and reduce your term by filling out this Overpayment form and selecting option c)


For fixed rate customers please be aware that a breakage cost may occur if you pay a lump sum or wish to reduce your mortgage term.

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    Home Mortgages Regulatory Information

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