What stage are you at?

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Buying first home

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Switching your mortgage
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Moving homes

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Building a home

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Top-up your mortgage
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Buy-to-let mortgage


Taking the first steps to buying a home? 

It’s a big step when you’re thinking of your first home. Find out how much you’ll need as a deposit. Get tips to keep your savings on track. Wherever you’re at, it’s easy to talk to one of our mortgage advisors.

Saving for your home>

For existing AIB mortgage customers

Manage your mortgage, your way – change to a new rate, apply to borrow more or get help if you’re concerned about your ability to make payments.

Existing AIB mortgage customers >

Check our rates


Green Fixed Rate

For higher energy rated homes, we are offering our lowest fixed rate of interest.


Find out more


Fixed Rate

A fixed rate mortgage has a rate of interest which doesn’t change for a set period of time, so you know exactly how much you pay every month.

Find out more


Variable Rate

A variable rate mortgage has a rate of interest which can change.


Find out more

Benefits of an AIB mortgage

Great Rates

With AIB you can choose from a combination of Fixed and Variable interest rates, available to new and existing customers.

Expert Advice

Talk to our dedicated team of mortgage advisors in branch or over the phone. They can help you through the mortgage process.

No Fees

Bank free of transaction and maintenance fees by paying your AIB mortgage from an AIB current account. There may be some other charges, for example if you go overdrawn without agreement.

 Manage your application with My Mortgage

Once you have applied for a mortgage, we’ll make all the next steps as easy as we can for you. We’ll provide you with access to My Mortgage which lets you control the rest of your application on your mobile, tablet or desktop, in your own time.

Through My Mortgage you can see the documents required to support and progress the application. It also provides the ability to upload documents, to review and download your Approval in Principle plus other documents and has a message function to contact one of our Mortgage Advisors whenever you need any help.

Useful tools

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Jargon buster

Helpful explanations to make sense of all the mortgage-related jargon out there

Visit our jargon buster

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Useful forms and guides

All the guides and forms you will need in one place


View our forms and guides

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Frequently asked questions

The answer to your questions, in one place


Visit the FAQs

Help & support


Home Mortgage Regulatory Information

Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank u.c. in relation to origination and servicing of mortgage loans and mortgages. AIB Mortgage Bank u.c. is regulated by the Central Bank of Ireland.

Lending criteria, terms and conditions apply. Over 18s only. Security may be required.


WARNING: If you do not keep up your repayments you may lose your home.


WARNING: You may have to pay charges if you pay off a fixed-rate loan early.


WARNING: The cost of your monthly repayments may increase.


WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

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Get Started



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