Existing mortgage customers
Manage your mortgage, your way – change to a new rate, apply to borrow more, or get help if you’re concerned about your ability to make payments.
Manage your mortgage
Fixed Rate Mortgages Changes
AIB has announced fixed interest rate decreases for Mortgages. Find out what this means for you.
European Central Bank Rate (ECB) Change
If you have a tracker mortgage, find out what this means for you.
Variable Rate Mortgage Change
We are increasing our variable rates for mortgages. Find out what this means for you.
Mortgage Interest Rates
You can choose between a fixed interest rate (including our new green rate), a variable, or a combination of both.
Mortgage Amendment Form
To change your mortgage interest rate, mortgage repayment date or change your mortgage repayment frequency.
Download Mortgage amendment form (PDF)
Overpayments Calculator
See how much you could save by paying more than your normal repayments or a lump sum, or both.
Flexible payment options
Paying more into your mortgage account than you need to can help you pay less in the long term and could set you up to make underpayments.
Documents and forms
We've compiled all the forms and documents you may need, all in one place, to make it easy for you and for any changes regarding your mortgage.
Change mortgage account details
Make changes to some details on your current mortgage, maybe change the date your mortgage is paid or the account it is paid from.
Get more from your mortgage
Top-up Mortgage Loan
Have you been dreaming of a bigger kitchen? Need more space, but don’t want to move? Our top-up mortgage might be the right option for you
Loan to Value (LTV) band movement
You may have the option to move to a lower LTV band as the loan to value on your current Private Dwelling House (PDH) mortgage reduces.
Tracker interest rate mortgage
If you have an existing tracker interest rate mortgage with AIB and you're thinking about moving there may be an option to suit you.
Customers affected by Defective Concrete Blocks (DCB)
We have a team dedicated to supporting you.
Please email us your name, contact number, address of the property, and your mortgage account number to dcb@aib.ie and a member of our DCB team will call you.
For more information on the Government DCB Grant Scheme please check this link Schemes for houses affected by pyrite or mica
Are you worried about Mortgage Payments?
In these uncertain times, we are here to back you. Especially when it comes to your home. If you’re concerned about paying your mortgage, we can help.
If may sound obvious, but when you have missed payments, the best thing you can do is get your mortgage back on track as soon as you can.
The important first step is to call us on 0818 251 008. We will listen to your situation and then suggest the next best course of action. We can work with you to get your mortgage back on track.
For more supports and information, click the links below.
Manage your application with MyMortgage
Once you have applied for a mortgage, we’ll make all the next steps as easy as we can for you. We’ll provide you will access to MyMortgage which lets you control the rest of your application on your mobile, tablet or desktop, in your own time.
Through MyMortgage you can see the documents required to support and progress the application. It also provides the ability to upload documents, to review and download your Approval in Principle plus other documents and has a message function contact one of our Mortgage Advisors whenever you need any help.
Help & support
Before proceeding please read our Site Use Terms and Conditions, Privacy & Cookie statements which apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: 10 Molesworth Street, Dublin 2.
Tel: +353 (0)1 6600311 Registered in Ireland: Registered No. 24173 Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995