Existing mortgage customers

Manage your mortgage, your way – change to a new rate, apply to borrow more, or get help if you’re concerned about your ability to make payments.

Manage your mortgage

Flexible payment options

Fixed Rate Mortgage Change

We are decreasing our 5 Year Green Fixed Rates for mortgages. Find out what this means for you. 

Find out more

European Central Bank Rate Change

European Central Bank Rate Change

If you have a tracker mortgage, find out what this means for you.

Find out more

Variable Rate Mortgage Change

Variable Rate Mortgage Change 

We are increasing our variable rates for mortgages. Find out what this means for you.

Find out more

 
 
Flexible payment options

Mortgage Interest Rates

You can choose between a fixed interest rate (including our new green rate), a variable, or a combination of both.

Check interest rates

Mortgage Amendment Form

Mortgage Amendment Form

To change your mortgage interest rate, mortgage repayment date or change your mortgage repayment frequency.

Download form

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Overpayments Calculator

See how much you could save by paying more than your normal repayments or a lump sum, or both.

 

Calculate

 
 
Flexible payment options

Flexible payment options

Paying more into your mortgage account than you need to can help you pay less in the long term and could set you up to make underpayments.

 

Change payments

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Documents and forms

We've compiled all the forms and documents you may need, all in one place, to make it easy for you and for any changes regarding your mortgage.

See our forms and guides

Mortgage Amendment Form

Change mortgage account details

Make changes to some details on your current mortgage, maybe change the date your mortgage is paid or the account it is paid from. 

Mortgage changes

Get more from your mortgage

Top-up Mortgage Loan

Have you been dreaming of a bigger kitchen? Need more space, but don’t want to move? Our top-up mortgage might be the right option for you

Find out more >

Loan to Value (LTV) band movement

You may have the option to move to a lower LTV band as the loan to value on your current PDH mortgage reduces.

 

Find out more >

Tracker interest rate mortgage

If you have an existing tracker interest rate mortgage with AIB and you're thinking about moving there may be an option to suit you.

 

Find out more >

Customers affected by MICA or Pyrite

We have a team dedicated to supporting you.

Please email us your name, contact number, address of the property, and your mortgage account number to mica@aib.ie and a member of our MICA team will call you.

For more information on the Government MICA Grant Scheme please check this link Schemes for houses affected by pyrite or mica (citizensinformation.ie)

Have you got mortgage difficulties?

In these uncertain times, we are here to back you. Especially when it comes to your home. If you’re concerned about paying your mortgage, we can help. 

If may sound obvious, but when you have missed payments, the best thing you can do is get your mortgage back on track as soon as you can.

The important first step is to call us on 0818 251 008. We will listen to your situation and then suggest the next best course of action. We can work with you to get your mortgage back on track.

For more supports and information, visit our Mortgage Difficulties page.

Manage your application with MyMortgage

Once you have applied for a mortgage, we’ll make all the next steps as easy as we can for you. We’ll provide you will access to MyMortgage which lets you control the rest of your application on your mobile, tablet or desktop, in your own time.

Through MyMortgage you can see the documents required to support and progress the application. It also provides the ability to upload documents, to review and download your Approval in Principle plus other documents and has a message function contact one of our Mortgage Advisors whenever you need any help.

Help & support

 

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Got a question about your mortgage?
  We're open Monday to Friday 09:00-20:00
 
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Worried about mortgage payments?
We're open Monday to Friday 09:00-20:00
 
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Impacted by COVID-19?
We're open Monday to Friday 09:00-20:00
 
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Help centre
For more help & guidance visit or help centre