Existing mortgage customers

Manage your mortgage, your way – change to a new rate, apply to borrow more, or get help if you’re concerned about your ability to make payments.


Manage your mortgage

Mortgage amendment formMortgage Amendment Form

To request a different mortgage interest rate, to change your mortgage repayment date or change your mortgage repayment frequency, CLICK HERE to download our Mortgage Amendment Form.


Overpayments Calculator Overpayments Calculator

You can pay more than your normal repayments off your mortgage with an extra monthly payment or a lump sum payment, or both. Try our Overpayment Calculator to see how much you could save. 

European Central Bank Rate ChangeEuropean Central Bank Rate Change

The ECB has announced a 0.5% increase in official rates, consequently, AIB will be making some interest rate changes.

 Flexible payment optionsFlexible payment options
Changing your payments

Paying more into your mortgage account than you need to can help you pay less in the long term and could set you up to make underpayments.

Change detailsChange mortgage account details
What to do if your personal situation changes

Make changes to some details on your current mortgage, maybe change the date your mortgage is paid or the account it is paid from. 

FormsDocuments and forms
Looking for a certain form you need to complete?

We've compiled all the forms and documents you may need, all in one place, to make it easy for you and for any changes regarding your mortgage 

Get more from your mortgage

Loan to Value (LTV) band movement

You may have the option to move to a lower LTV band as the loan to value on your current PDH mortgage reduces.

Find out more
Top-up your mortgage

Have you been dreaming of a bigger kitchen? Need more space, but don’t want to move? Our top-up mortgage might be the right option for you.

Top-up mortgage
Moving homes?

Find out about the mortgage options you can choose from when moving home, and see our exclusive rates and deals for home movers.

Moving homes
Tracker interest rate mortgage

Now you don’t have to. If you have an existing tracker interest rate mortgage with AIB and you're thinking about moving there may be an option to suit you.

Find out more

Mortgage Customers in Donegal and Mayo Impacted by Defective Concrete Blocks

In these uncertain times, we are here to back you. Especially when it comes to your home.

If you’re concerned, we are here to help. We have a number of solutions which we can support with you depending on your individual circumstances including:

Support with funding (Personal Loan or Mortgage Top Up subject to affordability) for the portion of costs which are not covered by the Government Defective Concrete Blocks Grant Scheme.

A payment break on your existing mortgage should you need a temporary pause on your mortgage payments. All Mortgage Payment Break requests are subject to approval.

For those customers in financial difficulty, we have a range of additional solutions which we can work with you on to provide you with the support you need.

The important first step is to talk to us if you feel you might need any support with your mortgage. We will listen to your situation and then suggest the next best course of action for you.

To discuss your situation, please contact your local AIB Branch.

Concerned about your finances?

Help with mortgage payments

If you're concerned that you won’t be able to make your mortgage payments, contact us right now to find out about the various ways we can help you.

Need some help?
Managing money problems

Our practical advice can help you tackle money troubles, improve your financial habits and find the support you need.

Find out more
Tracker mortgage review

AIB has completed a comprehensive review of customer mortgage accounts with regard to tracker rates. The review was conducted in accordance with the Central Bank of Ireland Framework.

Read more

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