Existing mortgage customers

Manage your mortgage, your way – change to a new rate, apply to borrow more, or get help if you’re concerned about your ability to make payments.


The European Central Bank (ECB) has changed its interest rate. if you have a tracker mortgage, find out what this means for your. Find out more

Manage your mortgage
Flexible payment options

Mortgage Interest Rates

You can choose between a fixed interest rate (including our new green rate), a variable, or a combination of both.

Check interest rates

Mortgage Amendment Form

Mortgage Amendment Form

To change your mortgage interest rate, mortgage repayment date or change your mortgage repayment frequency.

Download form

Flexible payment options

Fixed Rate Mortgage Change

We are increasing our fixed rates for mortgages. Find out what this means for you.

Find out more


Overpayments Calculator

See how much you could save by paying more than your normal repayments or a lump sum, or both.



Flexible payment options

Flexible payment options

Paying more into your mortgage account than you need to can help you pay less in the long term and could set you up to make underpayments.


Change payments

Mortgage Amendment Form

Change mortgage account details

Make changes to some details on your current mortgage, maybe change the date your mortgage is paid or the account it is paid from. 

Mortgage changes


Documents and forms

We've compiled all the forms and documents you may need, all in one place, to make it easy for you and for any changes regarding your mortgage.

See our forms and guides

Get more from your mortgage

Top-up Mortgage Loan

Have you been dreaming of a bigger kitchen? Need more space, but don’t want to move? Our top-up mortgage might be the right option for you

Find out more >

Loan to Value (LTV) band movement

You may have the option to move to a lower LTV band as the loan to value on your current PDH mortgage reduces.


Find out more >

Tracker interest rate mortgage

If you have an existing tracker interest rate mortgage with AIB and you're thinking about moving there may be an option to suit you.


Find out more >

Customers impacted by defective concrete blocks in Mayo & Donegal

In these uncertain times, we are here to back you. Especially when it comes to your home. If you’re concerned, we are here to help. We have a number of solutions which we can support with you depending on your individual circumstances including:

 Support with funding (Personal Loan or Mortgage Top Up subject to affordability) for the portion of costs which are not covered by the Government Defective Concrete Blocks Grant Scheme.

 A payment break on your existing mortgage should you need a temporary pause on your mortgage payments. All Mortgage Payment Break requests are subject to approval.

For those customers in financial difficulty, we have a range of additional solutions which we can work with you on to provide you with the support you need. The important first step is to talk to us if you feel you might need any support with your mortgage. Talk to us in your local branch, we're here to help.

Have you got mortgage difficulties?

In these uncertain times, we are here to back you. Especially when it comes to your home. If you’re concerned about paying your mortgage, we can help. 

If may sound obvious, but when you have missed payments, the best thing you can do is get your mortgage back on track as soon as you can.

The important first step is to call us on 0818 251 008. We will listen to your situation and then suggest the next best course of action. We can work with you to get your mortgage back on track.

For more supports and information, visit our Mortgage Difficulties page.

Manage your application with My Mortgage

Once you have applied for a mortgage, we’ll make all the next steps as easy as we can for you. We’ll provide you will access to My Mortgage which lets you control the rest of your application on your mobile, tablet or desktop, in your own time.

Through My Mortgage you can see the documents required to support and progress the application. It also provides the ability to upload documents, to review and download your Approval in Principle plus other documents and has a message function contact one of our Mortgage Advisors whenever you need any help.

Help & support


call icon
Got a question about your mortgage?
  We're open Monday to Friday 09:00-20:00
Worried about mortgage payments?
We're open Monday to Friday 09:00-20:00
Impacted by COVID-19?
We're open Monday to Friday 09:00-20:00
Help centre
For more help & guidance visit or help centre