AIB is decreasing its PDH Green 5-Year Fixed rates for mortgages in the Republic of Ireland.

The new Green Fixed rates will be available from 9 April 2024 for new and existing customers. 

AIB PDH Green Fixed Rates:

If you want to change the interest rate on your mortgage, please fill out the customer information and section 2 of the Mortgage Amendment Form. Get everyone on the mortgage to sign it and email it to homemortgages@aib.ie. You can also post it to the address shown on the form.

I have a mortgage with AIB and I have a fixed rate. Can I have the new Green 5-year fixed rate?

Yes, subject to meeting the eligibility criteria for the AIB Green 5 Year Fixed Rate. If you already have a fixed rate on your mortgage, this rate will remain until the expiry of that fixed rate term. If you were to move rate before the term expiry, you will need to consider that an Early Breakage Charge (ERC) may be applicable. Please contact your local branch or visit our website aib.ie for further details on this. 

I have a mortgage with AIB and my mortgage is on a variable rate. Are variable rates changing?

No, we are not changing our Variable Rates.
Details of our mortgage rates are available on our website.

You can visit: https://aib.ie/our-products/mortgages/mortgage-interest-rates

I am concerned about missing payments on my mortgage.

If you are concerned about your mortgage repayments or if you have already missed repayments, you can speak with us by calling 0818 251 008 and selecting Option 1. 

Or, you can visit https://aib.ie/have-you-missed-a-mortgage-payment

What other rate options are there?

We have other rate options available. Please visit our website for more information.

 https://aib.ie/our-products/mortgages/mortgage-interest-rates