Our Higher Value 4 Year Fixed Rate is available to you if:

  • You are borrowing at least €250,000 to buy or build the home you will live in.
  • You are switching your mortgage to AIB and are borrowing at least €250,000.
  • You already have a mortgage with us and the balance is €250,000 or more and at least 4 years remain on your loan.
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Things to note: The Higher Value 4 Year Fixed Interest Rate is available to new and existing AIB mortgage customers, including Switchers, Top-ups and Self Builds, with a mortgage loan of at least €250,000 and a term of 4 years or more. Switchers availing of the Higher Value rate can also benefit from the €2,000 Switcher cash offer . Existing AIB customers who have more than one mortgage loan on the same property can avail of the Higher Value 4 Year Fixed Interest Rate if the combined value of the mortgage loans is at least €250,000 and a term of 4 years or more remains on each mortgage loan. The balance of your mortgage(s) at the time of issuing your Letter of Offer is used to determine eligibility.

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