You will need one of the following current accounts: AIB Personal Bank Account, AIB Student Account, AIB Student Plus Account, AIB Graduate Account and AIB Advantage Account. To be eligible for the No Fees Mortgage benefit, you must pay your mortgage by direct debit from one of the above mentioned personal current accounts.

This benefit is available on any AIB private dwelling house (PDH) mortgage. This includes First Time Buyers, Home Movers, Switchers, Mortgage Top Ups and Negative Equity Mover Mortgages.

If you are not a PDH mortgage customer and you change to a PDH mortgage any time in the future, you will then become eligible for the benefit.