Enjoy banking free from maintenance and transaction fees with an AIB Advantage Account.
If you are aged 66 or over, you can benefit from banking free from maintenance and transaction fees on your AIB Advantage Account.
See A Guide to Fees and Charges for Personal Accounts for more information.
Easy access to your money.
Pay for goods and services with our AIB Debit Card in store or online or use your card to make cash withdrawals at ATMs in Ireland and anywhere in the world where Visa Debit is accepted.
Terms and conditions apply. Debit cards are liable to annual Government Stamp Duty. Government Stamp Duty will be charged at a rate of €0.12 per ATM transaction. Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). This charge is capped at €2.50 if you only use your debit card for ATM transactions and capped at €5 if you use your debit card for both purchases and ATM transactions. Government Stamp Duty charge on debit cards is applied in January, for the previous year
Manage your bills on the go.
Pay your bills in any AIB branch or through AIB Phone and Internet Banking. Manage your money on the move and download our mobile banking app. See our full range of Ways to Bank Options.
Never miss a payment.
Use your AIB Current Account to set up Standing Orders and Direct Debits to automate the scheduling of your regular payments.
Send funds in all major currencies from your account to most destinations worldwide through AIB Internet Banking or in any AIB branch. Find out more about International Transfers.
Deal with unexpected expenses.
Apply for an overdraft to help you through those times when you really need it. A Personal Overdraft gives you a credit facility on your current account for temporary or occasional use.
Terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. An overdraft facility fee of €25.39 per annum or per overdraft sanction, whichever is the more frequent, will be applied.
Stay in Control.
Receive regular statements by post or sign up for a free, convenient and secure method of receiving your eStatements online.
Before you can switch to eStatements you will need to be registered for AIB Phone & Internet Banking.
Benefits for you as a Personal Customer aged 66 or over:
If you are aged 66 or over and have a personal account with AIB Bank, you can receive the following benefits in any AIB branch by notifying branch staff that you are eligible:
Foreign Exchange free of Commission Charges
Commission-free Foreign Exchange applies only to the purchase and sale of foreign currency notes, the purchase of international euro and foreign currency cheques and bank drafts and the sale of international euro and foreign currency bank drafts. Find out more – link to Schedule of International Transaction Charges.
Domestic Euro Bank Drafts free of Service/Commission Charges
The sale of domestic euro Bank Drafts is free of service/commission charges – Medallion Stamp Duty €0.50 applies per draft.
How to obtain these Benefits and the General Conditions that apply.
Personal Customers aged 66 or over who hold any personal account with AIB Bank are eligible for the benefits specified above.
As a Personal Customer aged 66 or over you must advise staff at the time of each transaction request that you are eligible for these benefits.
AIB reserves the right to seek further proof of identification and proof of date of birth from you at any time a service or benefit is requested.
These services are only available on face-to-face transactions undertaken in the branch and cannot be applied to any transactions undertaken at an Automated Teller Machine (ATM), AIB Self-Service Banking or through any other electronic means.
The above described benefits are available for Personal Customers only. Examples of Personal Customer accounts are Current Accounts, Personal Credit Card Accounts, Mortgage Accounts and Deposit Accounts.
For further information on our fees and charges, please refer to our booklet A Guide to Fees and Charges for Personal Accounts.
Top up any Meteor, Vodafone, eMobile, Three and Tesco mobile on the move. Find out more about Mobile Top Ups.