Why switch your Personal Bank Account to AIB?

AIB has a range of current accounts designed to meet your daily banking needs and offer you great additional benefits, from Student and Graduate accounts to accounts designed especially for those aged 66 or over.

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Switch Your Personal Current Account

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    Features and Benefits

    The AIB Personal Bank Account brings you a range of great benefits.


    • Easy account access - AIB Phone & Internet Banking gives you convenient and secure access to your Personal Bank Account(s).  Once registered you can also use the AIB Mobile Banking and Tablet Banking apps.

    • 200 outlets nationwide - no matter where you are in Ireland you're never far from a local branch of AIB.

    • Over 2,000 ATMs in Ireland - access to cash when and where you need it.

    • AIB Debit Card - pay for goods and services with our AIB Debit Card in-store or online or use your card to make cash withdrawals at ATMs in Ireland and anywhere in the world where Visa Debit is accepted.

    Terms and conditions apply. Debit Cards are liable to annual Government Stamp Duty. Government Stamp Duty will be charged at a rate of €0.12 per ATM transaction.  Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). This charge is capped at €2.50 if you only use your debit card for ATM transactions and capped at €5 if you use your debit card for both purchases and ATM transactions.  Government Stamp Duty charge on debit cards is applied in January, for the previous year.

    • ‘No fees’ when you drawdown a new Mortgage with us 
      If you have an AIB private dwelling house (PDH) mortgage for your home, we’ll waive the maintenance and transaction fees on the current account you use to pay your mortgage. All you need to do is set up your direct debit to pay your mortgage from an AIB Personal Bank Account.


    For more information please refer to the ‘No Fees’ – Mortgage Benefit page

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How to Switch to AIB

Switching is easy:

Simply call into any AIB branch and one of our Customer Service Officials will be happy to take you through the next steps for switching your Personal Current Account(s).


Or you can phone us with any queries on switching to AIB on 0818 300 245 (lines open: 9am-5pm Monday to Friday).


Switching Options

The Central Bank of Ireland’s Code of Conduct on the Switching of Payment Accounts with Payment Service Providers provides you with the following two options:


Option A: Switch your Personal Current Account(s) to AIB and close your Personal Current Account(s) with your 'Old Bank'.


Option B: Switch all your active direct debits and standing orders to your new/ existing Personal Current Account while your 'old' Personal Current Account(s) remain open with your 'Old Bank'.


Personal Current Account Switching Pack
You can download our Personal Current Account Switching Pack. It outlines all you need to know and do in order to switch your personal current account to AIB. You should also download the Fees and Charges for Personal Accounts brochure with your switching pack.

Help and Guidance

Register for AIB Internet Banking today

With secure online and mobile banking, you can manage your money while you’re on the move 24/7

Help Centre

For all service related queries please visit our Help Centre.


Other Information

You may also be interested in switching your Personal Current Account from AIB to another bank.

To do this you must get a Switching Pack from the Bank that you wish to transfer your account into and follow the steps that are outlined. This process is in line with the Central Bank of Ireland's Switching Code. Please contact your branch if you need more information.



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