AIB Basic Bank Account

Easy access to your money.

Manage your bills on the go.

Never miss a payment.

International transfers.

Stay in Control.

Benefits for you as an AIB Basic Bank Account holder:

• No maintenance fees
• No transaction fees

• on any annual anniversary of the date of opening of your AIB Basic Bank Account the total annual value of lodgements to your AIB Basic Bank Account in the previous year exceeds the national minimum wage threshold; or
• your AIB Basic Bank Account has been open for 5 years or more (regardless of the total annual value of lodgements to your AIB Basic Bank Account).

How to obtain these Benefits and the General Conditions that apply.

• Subject to terms & conditions, customers legally resident in the EU aged 16 or over who do not hold a personal payment account with any bank in Ireland or who have received notice that their Personal Payment Account (or all of them if they have more than one) will be closed are eligible for the benefits specified above.
• For further information on our fees and charges, refer to our the AIB Fees & Charges (PDF) and Schedule of International Transaction Charges booklets (PDF) 

Additional Services

• Live in the Republic of Ireland
• Are aged 16 and over
• Have a passport (or other acceptable photographic ID)

Not Eligible to open a basic bank account using the AIB mobile app? Here are other ways to open one:

• One proof of ID.
  
• One proof of address.