AIB Basic Bank Account

An account that just focuses on the essentials - so managing your money becomes simple and straightforward.

A new account that helps make managing your money easy and convenient.

The AIB Basic Bank Account is a payment account which is available to customers that are EU residents aged 16 or over and who do not hold a personal payment account* with any bank in Ireland or if they do, they must have received notice that their Personal Payment Account (or all of them if they have more than one) will be closed.

The purchase of additional services is not required in order to open an AIB Basic Bank Account.

*'personal payment account’ means any personal account (sole or joint) that is used primarily for the execution of day-to-day payment transactions which has at least the following features: the account allows you to (a) place funds, (b) withdraw cash within the European Union and (c) make and receive payment transactions within the European Union including: (i) direct debits, (ii) payment card transactions including online payments, (iii) credit transfers (including standing orders), at terminals and counters of your credit institution where available, and via online banking. Current Accounts are usually personal payment accounts.

AIB Basic Bank Account

Talk to Us

Simply call 0818 724 725(+ 353 1 771 2424 from outside Ireland, lines are open Monday to Friday 9am – 5pm), or drop into any AIB branch. We’ll be happy to answer any questions you may have and find the right kind of current account for you.


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Open on Smartphone

joint account holder application

Joint Account Holder Application

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Call Me Back

request a branch appointment

Request a Branch Appointment

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Ask AIB on Twitter

Help and Guidance

Register for AIB Internet Banking today

With secure online and mobile banking, you can manage your money while you’re on the move 24/7

Help Centre

For all service related queries please visit our Help Centre.

Glossary of Terms

This document explains the fees outlined in the Fee Information Document.

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