The AIB Student Plus Account is specially designed for you.

The AIB Student Plus Account is a current account designed to make it easy for you to manage your banking in college, so it doesn’t interfere with your studies or your socialising.

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AIB Student Plus Account

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    Features and Benefits

    Who can apply for an AIB Student Plus Account?

    The AIB Student Plus Account is available to any person enrolling or currently enrolled in any full time third level educational course. Courses must have a minimum duration of one academic year. Eligible students include:


    • Irish students going abroad;

    • Students coming from abroad; and

    • Students completing post graduate courses.


    AIB Student Plus Account Benefits:

    • No quarterly maintenance and transaction fees which includes,

    • No Charge on Duplicate Statements*

    • No Charge for Bank Drafts* payable in euro for use in Ireland**

    • Competitive interest rates on Student loans and overdrafts.

      • First and second year students can apply for an overdraft of up to €1,000 interest free

      • Third and fourth year students can apply for an overdraft of up to €1,500 interest free

    • AIB Debit Card which can be used at home and abroad

    • Commission-free purchase and sale of foreign currency notes* Details available in our 'Schedule of International Transaction Charges' brochure.

    • Option of AIB Student Visa Card

    • Useful advice from our Student Officers and a dedicated Student Centre



    Note: The preferential benefits on a Student Interest Free Overdraft, student loans, AIB Student Visa Card and foreign currency are only available to AIB Student Plus Account holders.


    *To avail of these additional benefits, you must advise staff at the time of each transaction that you are an AIB Student Plus Account holder. These additional financial benefits are only available on face to face transactions undertaken at the branch and are not available on any transactions undertaken at an ATM, AIB Self Service banking or through any other electronic means.


    **Medallion Stamp Duty of €0.50 applies on this transaction.

    Additional Services

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    Ways to open

    On your Smartphone

    All we need to see is proof that you:


    • Live in the Republic of Ireland

    • Have an EEA Passport

    • Are in a full time third level educational course




    Click here to read more details about opening a current account on your mobile.


    In your local branch

    Speak to a Student Officer in your local AIB branch and apply for a new AIB Student Plus Account or convert your existing Student Account today. Alternatively you can fill out our AIB Student Plus Account Application Form and then call into or send this application form to any AIB branch along with your proof of identity/address (see below).


    Gather together your identification documents.

    In order to comply with legislation to combat money laundering and terrorist financing, we will need to see suitable documentation to verify both your identity and your current permanent address.

    What you need:

    Proof of Identity: a valid Passport, Driver’s Licence or EU National, Identity Card

    Proof of Current Permanent Address (documents must be no more than 6 months old): utility bill, correspondence from a regulated financial institution (insurance/assurance co., bank, building society, credit card co.), correspondence from a government department/body, letter from the CAO.

    Remember, we can’t accept photocopies of documents, so please bring the originals!


    Personal Identification Requirements

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Talk to Us

Please talk to one of our staff by contacting any of our branches or our customer service helpline (0818 303 203 (+ 353 1 771 2424 from outside Ireland), lines are open Monday to Friday 9:00 to 17:00), if you do not possess the documentation outlined above. We’ll be happy to answer any questions you may have and find the right kind of current account for you.

Help and Guidance

In September 2015 AIB Student Plus Account was awarded the Best Value Student Account by


Register for AIB Internet Banking today

With secure online and mobile banking, you can manage your money while you’re on the move 24/7

Help Centre

For all service related queries please visit our Help Centre.

Glossary of Terms
This document explains the fees outline in the Fee Information Document 

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