Who can apply for an AIB Student Plus Account?
The AIB Student Plus Account is available to any person enrolling or currently enrolled in any full time third level educational course. Courses must have a minimum duration of one academic year. Eligible students include:
Irish students going abroad;
Students coming from abroad; and
Students completing post graduate courses.
AIB Student Plus Account Benefits:
No quarterly maintenance and transaction fees which includes,
Debit Card Transactions (Purchases including Contactless)
Direct Debits & Standing Orders.
Other fees and charges may apply. Full details of our fees and charges are published in our booklet 'A Guide to Fees and Charges for Personal Accounts'.
No Charge on Duplicate Statements*
No Charge for Bank Drafts* payable in euro for use in Ireland**
Competitive interest rates on Student loans and overdrafts.
First and second year students can apply for an overdraft of up to €1,000 interest free
Third and fourth year students can apply for an overdraft of up to €1,500 interest free
AIB Debit Card which can be used at home and abroad
Commission-free purchase and sale of foreign currency notes* Details available in our 'Schedule of International Transaction Charges' brochure.
Option of AIB Student Visa Card
Useful advice from our Student Officers and a dedicated Student Centre
Note: The preferential benefits on a Student Interest Free Overdraft, student loans, AIB Student Visa Card and foreign currency are only available to AIB Student Plus Account holders.
*To avail of these additional benefits, you must advise staff at the time of each transaction that you are an AIB Student Plus Account holder. These additional financial benefits are only available on face to face transactions undertaken at the branch and are not available on any transactions undertaken at an ATM, AIB Self Service banking or through any other electronic means.
**Medallion Stamp Duty of €0.50 applies on this transaction.